225 Peninsula Dr, Moneta, VA 24121 Property Records

Franklin County property record for 225 Peninsula Dr, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,945 sqft · built 1994
Lot Size	0.551 acres (24,002 sqft)
Owner	2 Company Names on Record
Last Sale	$960,807 (Feb 2022)
Tax Bill	$4,484 (2025)
Deeds & Mortgages	Nov 2025 Transfer Nov 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`030 02-036 00`

Property Details

APN / Parcel Number

Primary APN	`030 02-036 00`
Alternative APN	`7169`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,945 sqft Living Area
Gross Area	4,468 sqft
1st Floor Area	1,944 sqft
Basement Area	1,341 sqft
Finished Basement	1,341 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2011
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,002 sqft (0.551 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	480 sqft
Patio Area	363 sqft
Storage Building	Storage Building
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	7169
Street Address	225 PENINSULA DR
City	MONETA
State	VA
Zip	24121-2120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	THE WATER FRONT LOT 25
Legal Subdivision	THE WATER FRON
Legal Lot Number	25
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	2
Census Block	2012
Census Tract	20104

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5115 ELK HILL DR, ROANOKE, VA 24018-8616
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Intrafamily Transfer, Transfer
Nov 14, 2025	Intrafamily Transfer, Transfer
Feb 24, 2022	Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 1, 2017	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2022 · Amount on Record
Deed Sale	Feb 24, 2022 · Amount on Record
Prior Sale	May 1, 2017 · Amount on Record
Deed Document Number	20221560
Deed Book / Page	1179 / 2909
Last Transfer Date	Nov 6, 2025
Transfer Doc	0012371234
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN VA
Recording Date	Nov 7, 2025
Property Address	225 PENINSULA DR, MONETA, VA 24121-2120
Document Number	0012370592
Book / Page	1237 / 592
Map Reference	MB 855 PG 1056
Instrument Date	Nov 6, 2025
Instrument	250007290
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5115 ELK HILL DR, ROANOKE, VA 24018-8616

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN VA
Recording Date	Nov 14, 2025
Property Address	225 PENINSULA DR, MONETA, VA 24121-2120
Document Number	0012371234
Book / Page	1237 / 1234
Map Reference	MB 6 PG 159&160
Instrument Date	Nov 6, 2025
Instrument	250007412
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5115 MELK HILL DRIVEW, ROANOKE, VA 24018

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Feb 24, 2022
Property Address	225 PENINSULA DR, MONETA, VA 24121-2120
Document Number	0011792909
Book / Page	1179 / 2909
Map Reference	MB 6 PG 159&160
Instrument Date	Feb 3, 2022
Instrument	220001560
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$961.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5115 ELK HILL DR, ROANOKE, VA 24018-8616

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	225 PENINSULA DR, MONETA, VA 24121-2120
Document Number	0011421730
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 PENINSULA DR MONETA VA 241212120, MONETA, VA 24121-2120

Mortgage

Document Number	0011421730
Date	Jul 13, 2020
Book Page	001142/001730
Instrument	4758

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

Interest

Rate Type	Fixed Rate
Rate	2.99%

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN VA
Recording Date	May 1, 2017
Property Address	225 PENINSULA DR, MONETA, VA 24121-2120
Document Number	0010920783
Book / Page	001092 / 000783
Instrument Date	Apr 18, 2017
Instrument	2678
Transaction Type	Transfer
Record Updated	May 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4645 WINGED FOOT CT NAPLES FL 341127980, NAPLES, FL 34112-7980

Mortgage

Document Number	10920786
Date	May 1, 2017
Book Page	001092/000786
Instrument	2679

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2047

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,484.00 (+20.05%)	$1,042,800 (+70.31%) Land $270,000 Building $772,800	$1,042,800 (+70.31%) Land $270,000 Building $772,800
2023	$3,735.00	$612,300 (-) Land $215,000 Building $397,300	$612,300 (-) Land $215,000 Building $397,300
2022		$612,300 Land $215,000 Building $397,300	$612,300 Land $215,000 Building $397,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840
Water Source	Surface water
Last State Inspection	May 2025
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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