Allegany County property record for 225 Pear St, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,400 sqft · built 1900 |
| Lot Size | 0.066 acres (2,856 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $589 (2025) |
| Deeds & Mortgages | May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-024927 |
| Primary APN | 05-024927 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,400 sqft Total Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Asbestos |
| Roof Material | Metal |
| Lot Area | 2,856 sqft (0.066 acres) |
| Lot Dimensions | 84 ft deep x 34 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 024927 |
|---|---|
| Street Address | 225 PEAR ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-1535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 225 PEAR ST 34X84 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 5, WILLS CREEK |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 1000 |
Source: Allegany County assessment roll, as of July 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 225 PEAR ST, CUMBERLAND, MD 21502-1535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 2, 2003 |
| Deed Sale | Apr 2, 2003 |
| Prior Sale | Nov 12, 2002 |
| Deed Document Number | 2003555 |
| Deed Book / Page | 715 / 69 |
| Transfer Doc | 0000002192 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 225 PEAR ST, CUMBERLAND, MD 21502-1535 |
| Document Number | 0023080393 |
| Book / Page | 002308 / 000393 |
| Instrument Date | May 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2017 |
| Name | Verified Name |
|---|---|
| Address | 225 PEAR ST CUMBERLAND MD 215021535, CUMBERLAND, MD 21502-1535 |
| Document Number | 0023080393 |
|---|---|
| Date | Jun 27, 2017 |
| Book Page | 002308/000393 |
| Name | CHESSIE FCU |
|---|---|
| Type | Credit Union |
| Address | CUMBERLAND, MD 21502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 26, 2027 |
Source: Allegany County assessment roll, as of July 31, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $69,800 (+31.2%) Land $6,000 Building $63,800 | $69,800 (+31.2%) Land $6,000 Building $63,800 | |
| 2025 | $589.00 (+19.23%) | ||
| 2023 | $494.00 | $53,200 Land $6,000 Building $47,200 | $53,200 Land $6,000 Building $47,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1979–1996) |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Skypacket Networks Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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