225 Peach St, Baxter, TN 38544 Property Records

Putnam County property record for 225 Peach St, Baxter, TN 38544 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,164 sqft · built 2022
Lot Size	0.312 acres (13,596 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Aug 2026)
Tax Bill	$1,125 (2022)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Sep 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`071056O C 00200`

Property Details

APN / Parcel Number

Primary APN	`071056O C 00200`
Alternative APN	`056O C 00200`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,164 sqft Living Area
1st Floor Area	1,052 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,596 sqft (0.312 acres)
Lot Dimensions	103 ft deep x 132 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	225 PEACH ST
City	BAXTER
State	TN
Zip	38544-4433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 20, COUNTY AREA: K01
Legal Subdivision	HIGHLAND PARK RESUB
Legal Block	F
Legal Lot Number	1
Jurisdiction	PUTNAM TN
Township / Civil Division	8
Census Block Group	4
Census Block	4006
Census Tract	1100

Owner

Source: Putnam County records · APN 071056O C 00200

Assessment roll updated January 26, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	225 PEACH ST, BAXTER, TN 38544-4433
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 07, 2026	Warranty Deed, Transfer · VA Mortgage US BANK
Sep 23, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 02, 2023	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 02, 2022	Warranty Deed, Transfer
May 24, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 07, 2026 · Amount on Record
Deed Sale	Aug 07, 2026 · Amount on Record
Prior Sale	May 02, 2023 · Amount on Record
Deed Document Number	2026328227
Deed Book / Page	1721 / 347
Prior Transfer Date	May 24, 2019
Prior Transfer Doc	RB1122444
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Aug 07, 2026
Property Address	225 PEACH ST, BAXTER, TN 38544-4433
Document Number	0000328227
Book / Page	1721 / 347
Instrument Date	Aug 07, 2026
Instrument	2026328227
Transaction Type	Transfer
Record Updated	Aug 17, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$132,663.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 PEACH ST, BAXTER, TN 38544-4433

Mortgage

Document Number	0000328228,
Date	Aug 07, 2026
Instrument	2026328228

Lender

Name	US BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	225 PEACH ST, BAXTER, TN 38544-4433
Transaction Type	Mortgage
Record Updated	Oct 07, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 PEACH ST, BAXTER, TN 38544-4433

Mortgage

Document Number	0001645454
Date	Sep 23, 2025
Book Page	1645/454
Instrument	315850

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jan 01, 2031
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Max Rate	12%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	May 02, 2023
Property Address	225 PEACH ST, BAXTER, TN 38544-4433
Document Number	0001473613
Book / Page	1473 / 613
Map Reference	CAB K SL 92B
Instrument Date	May 01, 2023
Instrument	286148
Transaction Type	Transfer
Record Updated	Apr 18, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,109.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 PEACH ST, BAXTER, TN 38544-4433

Mortgage

Document Number	0000286149
Date	May 02, 2023
Instrument	286149

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Mar 02, 2022
Property Address	225 PEACH ST, BAXTER, TN 38544-4433
Document Number	0001383457
Book / Page	1383 / 457
Map Reference	MB 8 PG 267
Instrument Date	Feb 28, 2022
Instrument	270317
Transaction Type	Transfer
Record Updated	Apr 18, 2024

Transaction

Amount	Amount Recorded
Tax	$222.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1589 HAWKINS CRAWFORD RD, COOKEVILLE, TN 38501-6669

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM TN
Recording Date	May 24, 2019
Property Address	225 PEACH ST, BAXTER, TN 38544-4433
Document Number	RB1122444
Book / Page	001122 / 000444
Instrument Date	May 24, 2019
Instrument	226520
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	115 HIGHLAND AVE BAXTER TN 385444439, BAXTER, TN 38544-4439

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated January 26, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Baxter Town
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$55,250 (-17.23%) Land $3,650 Building $51,600
2023		$66,750 Land $3,650 Building $63,100
2022	$1,125.00
2021			$221,000 Land $14,600 Building $206,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (47141C), updated February 14, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 28% of Tennessee
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 186 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Twin Lakes Telephone Cooperative	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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