Monroe County property record for 225 Olivia St, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,386 sqft · built 1918 |
| Lot Size | 0.114 acres (4,971 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $2,155 (2024) |
| Deeds & Mortgages | Oct 2025 Transfer Feb 2019 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 00014480-000000 |
| Primary APN | 00014480-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,386 sqft Living Area |
| 1st Floor Area | 1,386 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 4,971 sqft (0.114 acres) |
| Lot Dimensions | 86 ft deep x 46 ft wide |
| Porch | Unfinished Open Porch |
| Porch Area | 452 sqft |
| Patio Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1014877 |
|---|---|
| Street Address | 225 OLIVIA ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-7375 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HMDR |
| Legal Description | KW PT SUB 6 SQR 2 TR 3 J-456 G-723 OR688-225/26 OR690-172/73 OR697-266/67 OR925-637/38 OR1635-2062/64 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 06 |
| Legal Subdivision | KW PT SUB |
| Legal Tract | 3 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 972400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 225 OLIVIA ST, KEY WEST, FL 33040-7375 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| Oct 21, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Feb 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 16, 2025 |
| Transfer Doc | 0033500765 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Oct 21, 2025 |
| Property Address | 225 OLIVIA ST, KEY WEST, FL 33040-7375 |
| Document Number | 0033500765 |
| Book / Page | 3350 / 765 |
| Instrument Date | Oct 16, 2025 |
| Instrument | 2519495 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 225 OLIVIA ST, KEY WEST, FL 33040-7375 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 225 OLIVIA ST, KEY WEST, FL 33040-7375 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 225 OLIVIA ST, KEY WEST, FL 33040-7375 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0029491462 |
|---|---|
| Date | Feb 19, 2019 |
| Book Page | 2949/1462 |
| Instrument | 2207067 |
| Name | CAPITAL BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $252,003 (+2.9%) | $1,219,793 (-4.57%) Land $970,836 Building $248,957 | |
| 2024 | $2,155.00 (+2.18%) Homeowner's exemption | $244,901 (+3%) | $1,278,192 (-1.42%) Land $1,033,471 Building $244,721 |
| 2023 | $2,109.00 (+4.77%) Homeowner's exemption | $237,768 (+3%) | $1,296,661 (+46.49%) Land $1,061,309 Building $235,352 |
| 2022 | $2,013.00 Homeowner's exemption | $230,843 | $885,176 Land $643,745 Building $241,431 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 148 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 180 units insured incl. 32 condo units |
| Nearby Flood Claims | 84 (1980–2022) |
| Claims Outside the SFHA | 41 of 84 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications, Verizon.
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