Oconee County property record for 225 Old Station Rd, West Union, SC 29696
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,988 sqft · built 1945 |
| Lot Size | 1.26 acres (54,886 sqft) |
| Owner | Individual Name on File |
| Last Sale | $254,000 (Dec 2025) |
| Tax Bill | $1,006 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Dec 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 122-00-01-038 |
| Primary APN | 122-00-01-038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,988 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Architectural Style | Bungalow |
| Exterior Material | Vinyl |
| Roof Material | Shingle |
| Lot Area | 54,886 sqft (1.26 acres) |
| Garage Area | 484 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 10073 |
|---|---|
| Old Parcel Number | 122 00 01 038 |
| Street Address | 225 OLD STATION RD |
| City | WEST UNION |
| State | SC |
| Zip | 29696-3714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT C HERITAGE FARMS |
| Legal Subdivision | HERITAGE FARMS |
| Legal Tract | A |
| Legal Lot Number | C |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | WALHALLA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 30302 |
225 Old Station Rd is owned by an individual who bought it in December 2025.
Source: Oconee County records, as of January 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 199 LAZY HOLLOW LN, WALHALLA, SC 29691-4326 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC |
| Dec 19, 2025 | Deed, Transfer · Conventional Mortgage USAA FSB |
| Jul 14, 2020 | Grant Deed, Transfer · FHA Mortgage HOMESTAR FIN'L |
| Jul 18, 2018 | Loan Modification, Mortgage DITECH FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2025 · Amount on File |
| Deed Sale | Dec 19, 2025 · Amount on File |
| Prior Sale | Jul 14, 2020 · Amount on File |
| Deed Document Number | 7952 |
| Deed Book / Page | 3318 / 117 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 225 OLD STATION RD, WEST UNION, SC 29696-3714 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2026 |
| Title Company | MEY MAX TITLE AGENCY, MEYMAX TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000018444 |
|---|---|
| Date | May 19, 2022 |
| Book Page | 4334/283 |
| Instrument | 18444 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 6.25% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 9.25% |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Dec 19, 2025 |
| Property Address | 225 OLD STATION RD, WEST UNION, SC 29696-3714 |
| Document Number | 0000007952 |
| Book / Page | 3318 / 117 |
| Map Reference | MB B184 PG 9 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 7952 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 199 LAZY HOLLOW LN, WALHALLA, SC 29691-4326 |
| Document Number | 0000476487 |
|---|---|
| Date | Dec 19, 2025 |
| Instrument | 4764/87 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2041 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Jul 14, 2020 |
| Property Address | 225 OLD STATION RD, WEST UNION, SC 29696-3714 |
| Document Number | 0025840221 |
| Book / Page | 002584 / 000221 |
| Instrument Date | Jul 10, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $507.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 225 OLD STATION RD WEST UNION SC 296963714, WEST UNION, SC 29696-3714 |
| Document Number | 39890205 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 003989/000205 |
| Name | HOMESTAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GAINESVILLE, GA 30501 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 13, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 225 OLD STATION RD, WEST UNION, SC 29696-3714 |
| Document Number | 0037490229 |
| Instrument Date | Jul 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Name | Verified Name |
|---|---|
| Address | 225 OLD STATION RD WEST UNION SC 296963714, WEST UNION, SC 29696-3714 |
| Document Number | 0037490229 |
|---|---|
| Date | Aug 9, 2018 |
| Book Page | 003749/000229 |
| Name | DITECH FIN'L |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 480 Months |
| Due | Aug 8, 2058 |
| Rate | 4.12% |
|---|
The 2025 property tax bill for 225 Old Station Rd was $1,006.
Source: Oconee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Unified School District | Oconee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,006.00 | $5,358 Land $731 Building $4,627 | $133,940 Land $18,270 Building $115,670 |
| 2023 | $5,358 Land $731 Building $4,627 | $133,940 Land $18,270 Building $115,670 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 225 Old Station Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 225 Old Station Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 57% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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