225 Old James Rd, Gray, GA 31032 Property Records

Jones County property record for 225 Old James Rd, Gray, GA 31032

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,578 sqft · built 2003
Lot Size	5.23 acres (228,254 sqft)
Owner	Owner Name on Record
Last Sale	$240,000 (Dec 2003)
Tax Bill	$787 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`J40-223`

Property Details

APN / Parcel Number

Primary APN	`J40-223`
Alternative APNs	`J40 00 223` `13390`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,578 sqft Heated Area
1st Floor Area	2,578 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2009
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	228,254 sqft (5.23 acres)
Garage Area	735 sqft
Porch	Open Porch
Porch Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	13390
Old Parcel Number	J4000223
Street Address	225 OLD JAMES RD
City	GRAY
State	GA
Zip	31032-3550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOWEN HILL PNT LT23 PB 16/250 DB542/18
Legal Subdivision	BOWEN HILL PNT 5-9 A
Legal Lot Number	23
Jurisdiction	JONES GA
Township / Civil Division	GRAY-MACON EAST
Census Block Group	2
Census Block	2010
Census Tract	30303

Owner

Source: Jones County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	225 OLD JAMES RD, GRAY, GA 31032-3550
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK
Mar 29, 2018	Loan Modification, Mortgage VILLAGE CAP & INVS
Jul 6, 2017	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC

Assessor's Deed Record

Last Sale	Dec 29, 2003 · Amount on Record
Deed Sale	Dec 29, 2003 · Amount on Record
Deed Document Number	0000054218
Deed Book / Page	542 / 18
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES GA
Property Address	225 OLD JAMES RD, GRAY, GA 31032-3550
Transaction Type	Mortgage
Record Updated	Mar 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 OLD JAMES RD, GRAY, GA 31032-3550

Mortgage

Document Number	0010490000000250
Date	Jan 27, 2021
Book Page	0000001049/0000000250

Lender

Name	FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JONES GA
Property Address	225 OLD JAMES RD, GRAY, GA 31032-3550
Document Number	0009750641
Instrument Date	Mar 29, 2018
Transaction Type	Mortgage
Record Updated	Jul 2, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 OLD JAMES RD GRAY GA 310323550, GRAY, GA 31032-3550

Mortgage

Document Number	0009750641
Date	Jun 8, 2018
Book Page	000975/000641
Instrument	1745

Lender

Name	VILLAGE CAP & INVS
Type	Funding / Finance Company
Address	LAKE ZURICH, IL 60047

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2048

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES GA
Property Address	225 OLD JAMES RD, GRAY, GA 31032-3550
Document Number	0009520617
Book / Page	000952 / 000617
Instrument Date	Jul 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 14, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 OLD JAMES RD GRAY GA 310323550, GRAY, GA 31032-3550

Mortgage

Document Number	0009520617
Date	Jul 12, 2017
Book Page	000952/000617
Instrument	2345

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Jones County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Jones County
Unified School District	Jones County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$787.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$145,813 (+56.41%) Land $16,349 Building $129,464	$364,532 (+56.41%) Land $40,872 Building $323,660
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$93,223 Land $12,576 Building $80,647	$233,058 Land $31,440 Building $201,618

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tri-CoGo Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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