225 Oak St, Maynard, IA 50655 Property Records

Fayette County property record for 225 Oak St, Maynard, IA 50655

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,660 sqft · built 1981
Lot Size	0.849 acres (37,000 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Dec 2022)
Tax Bill	$3,272 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2022 Sale & Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`1414380026`

Property Details

APN / Parcel Number

Primary APN	`1414380026`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Building Area	1,660 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,615 sqft
Finished Basement	1,250 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	37,000 sqft (0.849 acres)
Lot Dimensions	148 ft deep x 250 ft wide
Garage Type	Attached
Garage Area	522 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	30 sqft
Deck Area	335 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	225 OAK ST
City	MAYNARD
State	IA
Zip	50655-7503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 98' LOTS 5 TO 9 BLK 4 & PC ADJ ON N PEMBERTON PARK 2ND
Legal Subdivision	PEMBERTON PARK SECOND ADDITION
Legal Block	4
Legal Lot Number	5
Jurisdiction	FAYETTE IA
Township / Civil Division	HARLAN
Census Block Group	1
Census Block	1047
Census Tract	80300

Owner

225 Oak St is owned and occupied by two individuals who bought it in December 2022.

Source: Fayette County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	225 OAK ST, MAYNARD, IA 50655-7503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Dec 13, 2022	Warranty Deed, Transfer · Line of Credit VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2022 · Amount on File
Deed Sale	Dec 13, 2022 · Amount on File
Deed Document Number	20223858
Deed Book / Page	2022 / 3858
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE IA
Property Address	225 OAK ST, MAYNARD, IA 50655-7503
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002026/605
Date	Mar 4, 2026
Book Page	2026/605
Instrument	2026 605

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Apr 1, 2033
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	1-Year CMT
Max Rate	11.3%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE IA
Recording Date	Dec 13, 2022
Property Address	225 OAK ST, MAYNARD, IA 50655-7503
Document Number	02022/3858
Book / Page	2022 / 3858
Instrument Date	Dec 9, 2022
Instrument	2022-3858
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$271.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	225 OAK ST, MAYNARD, IA 50655-7503

Mortgage

Document Number	0020223859
Date	Dec 13, 2022
Instrument	2022-3859

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 225 Oak St was $3,272 with a homeowner's exemption.

Source: Fayette County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fayette County
Municipality	Maynard City
Unified School District	West Central Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,272.00	$211,890 (-) Land $17,470 Building $194,420	$211,890 (-) Land $17,470 Building $194,420
2025	$3,272.00 (+2.63%) Homeowner's exemption	$211,890 Land $17,470 Building $194,420	$211,890 Land $17,470 Building $194,420
2024	$3,188.00
2023		$188,670 (+26.37%) Land $17,470 Building $171,200	$188,670 Land $17,470 Building $171,200
2022	$2,898.00 Homeowner's exemption	$149,300 Land $14,560 Building $134,740
2021			$149,300 Land $14,560 Building $134,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 225 Oak St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAYNARD WATER SUPPLY serves 476 people · EPA ID IA3350059
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hawkeye Telephone Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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