225 North Ave, Aptos, CA 95003 Property Records

Santa Cruz County property record for 225 North Ave, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,281 sqft · built 1959
Lot Size0.076 acres (3,311 sqft)
OwnerIndividual Name on File
Last Sale$700,000 (Apr 2017)
Tax Bill$10,799 (2025)
Deeds & MortgagesMar 2018 Transfer
Apr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN042-043-10

Property Details

APN / Parcel Number

Primary APN042-043-10
Alternative APN
  • 042-043-10-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,281 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Construction TypeMasonry / Concrete Block
Roof MaterialComposition Shingle
Lot Area3,311 sqft (0.076 acres)

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address225 NORTH AVE
CityAPTOS
StateCA
Zip95003-4412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-3
Legal DescriptionBLK T LOT 10
Legal SubdivisionSEACLIFF PARK 08
Legal BlockT
Legal Lot Number10
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2003
Census Tract122100

Owner

Source: Santa Cruz County assessment roll, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address666 CHOCTAW DR, FREMONT, CA 94539-7121
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2018Quit Claim Deed, Transfer
Quitclaim
Apr 7, 2017Grant Deed, Transfer · Conventional Mortgage
WATERMARK CAP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 7, 2017 · Amount on Record
Deed SaleApr 7, 2017 · Amount on Record
Prior SaleAug 31, 2015 · Amount on Record
Deed Document Number201711616
Last Transfer DateMar 2, 2018
Transfer Doc0000009229
Record UpdatedSep 20, 2026

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateMar 28, 2018
Property Address225 NORTH AVE, APTOS, CA 95003-4412
Document Number0000009229
Instrument DateMar 2, 2018
Instrument9229
Transaction TypeTransfer
Record UpdatedApr 11, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address666 CHOCTAW DR FREMONT CA 945397121, FREMONT, CA 94539-7121

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateApr 7, 2017
Property Address225 NORTH AVE, APTOS, CA 95003-4412
Document Number0000011616
Instrument DateMar 27, 2017
Instrument11616
Transaction TypeTransfer
Record UpdatedApr 21, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$770.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address666 CHOCTAW DR FREMONT CA 945397121, FREMONT, CA 94539-7121

Mortgage

Document Number11617
DateApr 7, 2017
Instrument11617
Lender
NameWATERMARK CAP
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 6, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$828,659 (+2%) Land $580,061 Building $248,598
2025$10,799.00 (+10.31%)$812,410 (+4.04%) Land $568,687 Building $243,723
2023$9,790.00 (+2.27%)$780,863 Land $546,604 Building $234,259$847,800
2022$9,573.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims57 (1978–2023)
Claims Outside the SFHA3 of 57
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 17 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Cruzio Internet, Etheric Communications, LLC., Surfnet Communications.

Nearby Properties on North Ave

Nearby Streets

Search Property Records by Address or Parcel Number