225 Nature Valley Trl, Murphy, NC 28906 Property Records

Cherokee County property record for 225 Nature Valley Trl, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 384 sqft · built 2017
Lot Size	7.81 acres (340,204 sqft)
Owner	Individual Name on Record
Tax Bill	$4,094 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`452400160421000`

Property Details

APN / Parcel Number

Primary APN	`452400160421000`
Alternative APN	`51610`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	384 sqft Heated Area
Gross Area	5,424 sqft
1st Floor Area	384 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Exterior Material	Combination
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	340,204 sqft (7.81 acres)
Lot Dimensions	656 ft deep x 964 ft wide
Garage Type	Mixed
Garage Area	1,260 sqft
Parking Spaces	10 Parking Spaces
Porch	Slab
Porch Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	51610
Street Address	225 NATURE VALLEY TRL
City	MURPHY
State	NC
Zip	28906-2534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 25 HIDDEN VALLEY EST 1309/629
Legal Subdivision	HIDDEN VALLEY ESTATES
Legal Tract	25
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2020
Census Tract	930603

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	932 SW 48TH TER, CAPE CORAL, FL 33914-7399
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 13, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 12, 2020
Transfer Doc	1638/820
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	225 NATURE VALLEY TRL, MURPHY, NC 28906-2534
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	932 SW 48TH TER, CAPE CORAL, FL 33914-7399

Mortgage

Document Number	001795/278
Date	Feb 9, 2026
Book Page	1795/278
Instrument	630

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Mar 13, 2020
Property Address	225 NATURE VALLEY TRL, MURPHY, NC 28906-2534
Document Number	1638/820
Book / Page	1638 / 820
Instrument Date	Mar 12, 2020
Instrument	1348
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	932 SW 48TH TER, CAPE CORAL, FL 33914-7399

Mortgage

Document Number	1638823
Date	Mar 13, 2020
Instrument	1638/823

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,094.00	$568,690 (-)	$568,690 (-) Land $156,200 Building $412,490
2023		$568,690	$568,690 Land $156,200 Building $412,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 88% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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