225 N Whitney St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 225 N Whitney St, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,312 sqft · built 1956
Lot Size0.28 acres (12,196 sqft)
OwnerIndividual Name on Record
Last Sale$372,500 (Oct 2023)
Tax Bill$6,303 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Jul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN109970-0000

Property Details

APN / Parcel Number

Primary APN109970-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,312 sqft Living Area
1st Floor Area1,012 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 2006
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,196 sqft (0.28 acres)
Lot Dimensions150 ft deep x 80 ft wide
Garage Area572 sqft
PorchFinished/Open Porch
Porch Area88 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address225 N WHITNEY ST
CitySAINT AUGUSTINE
StateFL
Zip32084-0442
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAVENSWOOD SUB S12FT OF LOT 16 ALL LOT 17 & N15.5FT OF LOT 18 BLK 57 OR5843/1613
Legal Range29E
Legal Township07S
Legal Section41
Legal SubdivisionRAVENSWOOD SUBDIVISION
Legal Block57
Legal Lot Number16-18
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2036
Census Tract20300

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address254 MELROSE LANDING BLVD, HAWTHORNE, FL 32640-4426
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2023Warranty Deed, Transfer · Conventional Mortgage
AMERICAN HERITAGE LENDING INC
Jul 5, 2023Warranty Deed, Transfer · Commercial Mortgage
BD CAPITAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 19, 2023 · Amount on Record
Deed SaleOct 19, 2023 · Amount on Record
Prior SaleJul 5, 2023 · Amount on Record
Deed Document Number202382456
Deed Book / Page5843 / 1613
Record UpdatedOct 29, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateOct 19, 2023
Property Address225 N WHITNEY ST, SAINT AUGUSTINE, FL 32084-0442
Document Number0058431613
Book / Page5843 / 1613
Instrument DateOct 11, 2023
Instrument2023082456
Transaction TypeTransfer
Record UpdatedFeb 12, 2024
Title CompanyLANDMARK TITLE, LANDMARK TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,607.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address353 WASHINGTON ST, MOUNT HOLLY, NJ 08060-1661

Transferred To (Grantee/Buyer)

NameVerified Name
Address254 MELROSE LANDING BLVD, HAWTHORNE, FL 32640-4426

Mortgage

Document Number0058431615
DateOct 19, 2023
Instrument5843/1615
Lender
NameAMERICAN HERITAGE LENDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJul 5, 2023
Property Address225 N WHITNEY ST, SAINT AUGUSTINE, FL 32084-0442
Document Number0057861243
Book / Page5786 / 1243
Instrument DateJun 29, 2023
Instrument2023051847
Transaction TypeTransfer
Record UpdatedFeb 12, 2024
Title CompanyLAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,483.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address442 COOPERS COVE RD, SAINT AUGUSTINE, FL 32095-8327

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 FOREST HILL DR, CHERRY HILL, NJ 08003-1726

Mortgage

Document Number0057861247
DateJul 5, 2023
Instrument5786/1247
Lender
NameBD CAPITAL LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueJul 1, 2024

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$330,795 (+4.47%) Land $105,000 Building $225,795$330,795 (+4.47%) Land $105,000 Building $225,795
2025$6,303.00 (+9.6%)$316,655 (+66.44%)$316,655 (+66.44%) Land $105,000 Building $211,655
2024$5,751.00 (+114.99%)
2023$2,675.00 (+9.05%)$190,254 (+9.15%)$190,254 (+9.15%) Land $81,320 Building $108,934
2022$2,453.00$174,311$174,311 Land $80,036 Building $94,275

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 99 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies99 in force
Nearby Flood Claims16 (1979–2022)
Claims Outside the SFHA1 of 16
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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