Cheboygan County property record for 225 N Main St, Cheboygan, MI 49721
| Property Type | Commercial |
|---|---|
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,482 (2024) |
| Deeds & Mortgages | Jan 2026 Mortgage Jan 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-H20-000-016-00 |
| Primary APN | 054-H20-000-016-00 |
|---|
| Lot Area | 3,920 sqft (0.09 acres) |
|---|---|
| Lot Dimensions | 200 ft deep x 20 ft wide |
| Street Address | 225 N MAIN ST |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-1639 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | M W HORNES PLAT FOR THE EXTENSION OF THE VILLAGE OF CHEBOYGAN, SLY 19.75FT OF NLY 44.5FT LOT 18 **AND** NLY 26.75FT LOT 27. |
| Legal Range | 01W |
| Legal Township | 018 |
| Legal Section | 31 |
| Legal Subdivision | M W HORNES |
| Legal Lot Number | 18,27 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | CHEBOYGAN |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 960200 |
Source: Cheboygan County records, as of April 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 225 N MAIN ST, CHEBOYGAN, MI 49721-1639 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Jan 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEB |
| Jan 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2025 |
| Deed Sale | Sep 10, 2025 |
| Prior Sale | Mar 10, 2020 · Amount on Record |
| Deed Book / Page | 1563 / 497 |
| Prior Transfer Date | Mar 10, 2022 |
| Prior Transfer Doc | 001477/477 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 225 N MAIN ST, CHEBOYGAN, MI 49721-1639 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 225 N MAIN ST, CHEBOYGAN, MI 49721-1639 |
| Document Number | 0000001574/0000000296 |
|---|---|
| Date | Jan 26, 2026 |
| Book Page | 0000001574/0000000296 |
| Name | CITIZENS NATIONAL BANK OF CHEB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 225 N MAIN ST, CHEBOYGAN, MI 49721-1639 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 225 N MAIN ST, CHEBOYGAN, MI 49721-1639 |
| Document Number | 0000001574/0000000296 |
|---|---|
| Date | Jan 26, 2026 |
| Book Page | 0000001574/0000000296 |
| Name | CITIZENS NATIONAL BANK OF CHEBOYGAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cheboygan County assessment roll, as of June 3, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| Municipality | Cheboygan City |
| Unified School District | Cheboygan Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $58,800 (+13.51%) | $117,600 (+13.51%) | |
| 2024 | $2,482.00 (+18.53%) | ||
| 2023 | $51,800 | $103,600 | |
| 2022 | $2,094.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHEBOYGAN serves 5,500 people · EPA ID MI0001360 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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