225 N Cedar Ave, Independence, MO 64053 Property Records

Jackson County property record for 225 N Cedar Ave, Independence, MO 64053

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,378 sqft · built 1918
Lot Size	0.226 acres (9,861 sqft)
Owner	Individual Name on File
Last Sale	$78,400 (Oct 2019)
Tax Bill	$1,102 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-720-14-06`

Property Details

APN / Parcel Number

Primary APN	`14-720-14-06`
Alternative APNs	`14-720-14-06-00-0-00-000` `14720140600000001` `726695`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,378 sqft Living Area
1st Floor Area	706 sqft
Basement Area	702 sqft
Flooring	Carpet

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,861 sqft (0.226 acres)
Lot Dimensions	129 ft deep x 75 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	108 sqft
Deck Area	194 sqft
Patio Area	186 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	726695
Street Address	225 N CEDAR AVE
City	INDEPENDENCE
State	MO
Zip	64053-1311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JACKSON LITHIA PLACE LOTS 276 & 277
Legal Subdivision	JACKSON LITHIA PLACE
Legal Block	1
Legal Lot Number	277
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1020
Census Tract	11001

Owner

225 N Cedar Ave is owned and occupied by an individual who bought it in October 2019.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	225 N CEDAR AVE, INDEPENDENCE, MO 64053-1311
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 24, 2019	Warranty Deed, Transfer · FHA Mortgage CHURCHILL MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2019 · Amount on File
Deed Sale	Oct 24, 2019 · Amount on File
Prior Sale	Mar 5, 2010
Deed Document Number	2019E86744
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	225 N CEDAR AVE, INDEPENDENCE, MO 64053-1311
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 N CEDAR AVE, INDEPENDENCE, MO 64053-1311

Mortgage

Document Number	00E0090716
Date	Oct 3, 2022
Instrument	2022E0090716

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 24, 2019
Property Address	225 N CEDAR AVE, INDEPENDENCE, MO 64053-1311
Document Number	0000E86744
Instrument Date	Oct 22, 2019
Instrument	86744E
Transaction Type	Transfer
Record Updated	Nov 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 N CEDAR AVE INDEPENDENCE MO 640531311, INDEPENDENCE, MO 64053-1311

Mortgage

Document Number	E86745
Date	Oct 24, 2019
Instrument	86745E

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 225 N Cedar Ave was $1,102, down 14.9% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,077 (-) Land $3,483 Building $11,594	$79,350 (-)
2025	$1,102.00 (-14.9%)	$15,077 Land $3,483 Building $11,594	$79,350
2024	$1,295.00 (+2.53%)
2023	$1,263.00	$18,164 Land $1,478 Building $16,686	$95,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 225 N Cedar Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 N Cedar Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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