225 N 3rd St, Sterling, CO 80751 Property Records

Logan County property record for 225 N 3rd St, Sterling, CO 80751

Property Summary

Property Type	Bank, Financial Building
Details	8,408 sqft · built 1974
Lot Size	0.863 acres (37,592 sqft)
Owner	Company Name on Record
Tax Bill	$13,999 (2025)
Deeds & Mortgages	Feb 2019 Sale & Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`38052529435015`

Property Details

APN / Parcel Number

Primary APN	`38052529435015`
Alternative APN	`38052529435012`

Interior

Stories	1 Story
Building Area	8,408 sqft Heated Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick/Stone
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	37,592 sqft (0.863 acres)

Location & Zoning

Street Address	225 N 3RD ST
City	STERLING
State	CO
Zip	80751
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Legal Description	AC M/L. STERLING; FOLLOWS; COMM AT THE S QUARTER CORNER SEC 29; TH; LOT 7 & 8 BLK 15 K & S ADDN EXC A PARCEL DESC AS;
Legal Range	52W
Legal Township	08N
Legal Section	29
Legal Subdivision	K & S ADDN
Legal Block	15
Legal Lot Number	7-8
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2063
Census Tract	966200

Owner

Source: Logan County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1726, STERLING, CO 80751-1726
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

February 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Feb 21, 2019
Property Address	225 3RD ST, STERLING, CO 80751
Document Number	0000743641
Book / Page	001031 / 000820
Instrument Date	Feb 20, 2019
Instrument	743641
Transaction Type	Construction Loan
Record Updated	Feb 10, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$1.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	26781 COUNTY ROAD 59 ILIFF CO 807369609, ILIFF, CO 80736-9609

Mortgage

Document Number	743642
Date	Feb 21, 2019
Book Page	001031/000821
Instrument	743642

Lender

Name	BANK OF CORONADO
Type	Bank
Address	STERLING, CO 80751

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 20, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,999.00 (+64.79%)	$176,509 (-58.22%)	$653,735 (+54.73%) Land $150,436 Building $503,299
2023	$8,495.00 (-13.39%)	$422,500 (+244.81%) Land $72,440 Building $350,060	$422,500 (-) Land $72,440 Building $350,060
2022	$9,808.00	$122,530 Land $21,010 Building $101,520	$422,500 Land $72,440 Building $350,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1982–2015)
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides, Jul 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Kentec Communications, Vistabeam.

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