225 Morningside Ave, Gary, IN 46408 Property Records

Lake County property record for 225 Morningside Ave, Gary, IN 46408

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,164 sqft · built 1924
Lot Size0.307 acres (13,416 sqft)
OwnerOwner Name on File
Tax Bill$1,435 (2024)
Deeds & MortgagesMay 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN001-25-46-0050-0034

Property Details

APN / Parcel Number

Primary APN001-25-46-0050-0034
Alternative APNs
  • 45-08-33-229-003.000-004
  • 254600500034

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,164 sqft Living Area
Basement Area1,370 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1928
Construction TypeBrick
Roof MaterialAsphalt
Lot Area13,416 sqft (0.307 acres)
Lot Dimensions179 ft deep x 75 ft wide

Utilities, Heating & Cooling

Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-25-46-0050-0034
Old Parcel Number254600500034
Street Address225 MORNINGSIDE AVE
CityGARY
StateIN
Zip46408-3921
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMORNINGSIDE ADD. L.34
Legal SubdivisionMORNINGSIDE ADDITION TO GARY
Legal Lot Number34
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group2
Census Block2017
Census Tract12500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Morningside Historic District
listed 2009 · 100 contributing resources · NRIS 09000758

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

The current owner of 225 Morningside Ave acquired it in February 2008.

Source: Lake County records, as of March 18, 2026

Owner of RecordOwner Name on File
Mailing Address225 MORNINGSIDE AVE, GARY, IN 46408-3921
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 7, 2008
Deed SaleFeb 7, 2008
Deed Document Number2008 008805
Record UpdatedJun 8, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address225 MORNINGSIDE AVE, GARY, IN 46408-3921
Transaction TypeMortgage
Record UpdatedMay 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 MORNINGSIDE AVE, GARY, IN 46408-3921

Mortgage

Document Number0000014262
DateMay 6, 2024
Instrument2024-514262
Lender
NameCENTIER BANK
TypeBank
AddressMERRILLVILLE, IN 46410
Agreement
TypeLine of Credit
AmountAmount on Record
Term239 Months
DueApr 26, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$163,900 Land $22,600 Building $141,300$163,900 Land $22,600 Building $141,300
2024$1,435.00
2023$112,800 (+24.09%) Land $21,400 Building $91,400$112,800 (+24.09%) Land $21,400 Building $91,400
2022$1,058.00 Homeowner's exemption$90,900 Land $11,900 Building $79,000$90,900 Land $11,900 Building $79,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 225 Morningside Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2014–2016)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 225 Morningside Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 603 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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