225 Mooregate Ct, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 225 Mooregate Ct, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,712 sqft · built 1993
Lot Size	0.292 acres (12,763 sqft)
Owner	Individual Name on File
Last Sale	$374,950 (Jun 2017)
Tax Bill	$3,907 (2019)
Deeds & Mortgages	Dec 2021 Refinance Apr 2020 Mortgage + 1 more
APN	`0493002001280`

Property Details

APN / Parcel Number

Primary APN	`0493002001280`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,712 sqft Living Area
Gross Area	3,270 sqft
1st Floor Area	1,175 sqft
Upper Floors Area	1,260 sqft
Attic Area	1,126 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,763 sqft (0.292 acres)
Lot Dimensions	142 ft deep x 98 ft wide
Garage Type	Attached
Garage Area	558 sqft

Exterior Amenities

Pool Area	576 sqft
Porch	Open Porch
Porch Area	124 sqft
Patio Area	739 sqft
Balcony	Balcony
Balcony Area	38 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	225 MOOREGATE CT
City	CHESAPEAKE
State	VA
Zip	23322-8739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12AS: RESIDENTIAL
Legal Description	128 TUNBRIDGE STATION SEC 5
Legal Subdivision	TUNBRIDGE STATION SOUTH, JOLLIFF STATION
Legal Lot Number	128
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1007
Census Tract	21101

Owner

Source: Chesapeake City assessment roll, as of August 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	225 MOOREGATE CT, CHESAPEAKE, VA 23322-8739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Apr 10, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 16, 2017	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 16, 2017 · Amount on Record
Deed Sale	Jun 16, 2017 · Amount on Record
Deed Document Number	0009799646
Deed Book / Page	9799 / 646
Record Updated	Jun 7, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	225 MOOREGATE CT, CHESAPEAKE, VA 23322-8739
Transaction Type	Mortgage
Record Updated	Jan 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10489/1648
Date	Dec 3, 2021
Book Page	10489/1648
Instrument	210053899

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	2.38%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	225 MOOREGATE CT, CHESAPEAKE, VA 23322-8739
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010135/608
Date	Apr 10, 2020
Book Page	10135/608
Instrument	200011095

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 16, 2017
Property Address	225 MOOREGATE CT, CHESAPEAKE, VA 23322-8739
Document Number	9799/646
Book / Page	9799 / 646
Instrument Date	Jun 13, 2017
Instrument	170016309
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 MOOREGATE CT, CHESAPEAKE, VA 23322-8739

Mortgage

Document Number	170016310
Date	Jun 16, 2017
Instrument	170016310

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$506,500 (+11.59%) Land $175,000 Building $331,500	$506,500 (+11.59%) Land $175,000 Building $331,500
2022		$453,900 Land $150,000 Building $303,900	$453,900 Land $150,000 Building $303,900
2019	$3,907.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 183 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	183 in force
Nearby Flood Claims	26 (1990–2020)
Claims Outside the SFHA	3 of 26
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 9 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

225 Mooregate Ct, Chesapeake, VA 23322 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Mooregate Ct

Nearby Streets

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