Cherokee County property record for 225 Mill Stone Rd, Gaffney, SC 29341
| Property Type | Single Family Home |
|---|---|
| Details | 919 sqft · built 2024 |
| Lot Size | 9.28 acres (404,237 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $49,900 (Dec 2019) |
| Tax Bill | $2,472 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Dec 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 007670-23-3 |
| Primary APN | 007670-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 919 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Siding |
| Lot Area | 404,237 sqft (9.28 acres) |
| Street Address | 225 MILL STONE RD |
|---|---|
| City | GAFFNEY |
| State | SC |
| Zip | 29341-4201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILLSTONE RD TR#A DB 173-1124 9.28 AC /NEW 911 ADRS 211 & 225 MILLSTONE |
| Legal Subdivision | PLAT FOR L C KNUCKLES |
| Legal Tract | A |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 970201 |
Source: Cherokee County records, as of May 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 225 MILL STONE RD, GAFFNEY, SC 29341-4201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · Line of Credit FOUNDERS FEDERAL CREDIT UNION |
| Dec 12, 2019 | Grant Deed, Transfer · Conventional with PMI FARM CREDIT SVCS |
| Dec 2, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2019 · Amount on Record |
| Deed Sale | Dec 12, 2019 · Amount on Record |
| Prior Sale | Dec 2, 2019 · Amount on Record |
| Deed Document Number | 20196246 |
| Deed Book / Page | 118 / 1235 |
| Last Transfer Date | Jun 12, 2024 |
| Transfer Doc | 0001731124 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | May 20, 2026 |
| Property Address | 225 MILL STONE RD, GAFFNEY, SC 29341-4201 |
| Document Number | 0000002742 |
| Book / Page | 198 / 1780 |
| Instrument Date | May 14, 2026 |
| Instrument | 20262742 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 225 MILL STONE RD, GAFFNEY, SC 29341-4201 |
| Document Number | 0000002742, |
|---|---|
| Date | May 20, 2026 |
| Book Page | 198/1780 |
| Instrument | 20262742 |
| Name | FOUNDERS FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 5, 2051 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Dec 12, 2019 |
| Property Address | MILLSTONE RD TRL, GAFFNEY, SC 29341 |
| Document Number | 0001181235 |
| Book / Page | 000118 / 001235 |
| Instrument Date | Dec 10, 2019 |
| Instrument | 6246 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $184.63 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1042 ELLIS FERRY RD GAFFNEY SC 293415105, GAFFNEY, SC 29341-5105 |
| Document Number | 1181237 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 000118/001237 |
| Instrument | 6247 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | SPARTANBURG, SC 29305-4389 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 11, 2034 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Dec 2, 2019 |
| Property Address | MILLSTONE RD TRL, GAFFNEY, SC 29341 |
| Document Number | 0001180331 |
| Book / Page | 000118 / 000331 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 6050 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 185 SHADY GROVE RD GAFFNEY SC 293413306, GAFFNEY, SC 29341-3306 |
Source: Cherokee County assessment roll, as of November 20, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,472.00 (+171.35%) | $7,160 (+156.63%) Land $2,740 Building $4,420 | $119,300 (+156.56%) Land $45,700 Building $73,600 |
| 2023 | $911.00 | $2,790 Land $2,790 | $46,500 Land $46,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 67% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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