Baxter County property record for 225 Melba Ave, Cotter, AR 72626 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 2016 |
| Square Footage | 1,592 sqft Living Area |
| Garage | Attached |
| Occupancy | Owner Occupied |
| Last Sale | $395,000 (2020) |
| Tax Bill | $3,605.00 (2025) |
| Primary APN | 004-00453-001 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,592 sqft Living Area |
| 1st Floor | 1,592 sqft 1st Floor |
| Basement Area | 1,460 sqft Basement |
| Finished Basement | 1,460 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 2016 |
|---|---|
| Construction Type | Frame Construction |
| Foundation Type | Closed Piers Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Fiberglass Roof |
| Driveway | 1 Driveway |
| Driveway Area | 576 sqft Driveway |
| Garage Type | Attached Garage |
| Fence | Fence |
|---|---|
| Deck Area | 108 sqft Deck |
| Patio Area | 629 sqft Patio |
| Porch | Glass Porch |
| Porch Area | 308 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 225 MELBA AVE |
|---|---|
| City | COTTER |
| State | AR |
| Zip | 72626-9752 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 91,92,93 COTTER HEIGHTS |
| Legal Subdivision | COTTER HEIGHTS |
| Legal Lot Number | 91-93 |
| Jurisdiction | BAXTER AR |
| Minor Civil Division | WHITEVILLE |
| Census Blockgroup | 2 |
| Census Block | 2022 |
| Census Tract | 950900 |
Source: Baxter County records · APN 004-00453-001
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 225 MELBA AVE, COTTER, AR 72626-9752 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 19, 2022 | Deed of Trust, Mortgage · Line of Credit ARVEST BANK |
| Sep 23, 2020 | Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 23, 2020 · Amount on Record |
| Deed Sale | Sep 23, 2020 · Amount on Record |
| Prior Sale | May 05, 2016 |
| Deed Doc Number | L202009783 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAXTER AR |
| Property Address | 225 MELBA AVE, COTTER, AR 72626-9752 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 225 MELBA AVE, COTTER, AR 72626-9752 |
| Document Number | L202210108 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | L202210108 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | MOUNTAIN HOME, AR 72653 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Aug 26, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAXTER AR |
| Recording Date | Sep 23, 2020 |
| Property Address | 225 MELBA AVE, COTTER, AR 72626-9752 |
| Document Number | L202009783 |
| Instrument Date | Sep 22, 2020 |
| Instrument | L202009783 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Title Company | LENDERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,303.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 307, GASSVILLE, AR 72635-0307 |
| Name | Verified Name |
|---|---|
| Address | 225 MELBA AVE, COTTER, AR 72626-9752 |
| Document Number | L202009784 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | L202009784 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Oct 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 5% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 8% |
Source: Baxter County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Baxter County |
| Municipality | Cotter City |
| Unified School District | Cotter School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,605.00 | $71,860 (-) Land $15,000 Building $56,860 | |
| 2024 | $3,605.00 | ||
| 2023 | $3,605.00 | $71,860 Land $15,000 Building $56,860 | $359,300 Land $75,000 Building $284,300 |
Source: FEMA National Flood Hazard Layer, Baxter County (05005C), updated December 3, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures