225 Meddows Ln, O Fallon, IL 62269 Property Records

St. Clair County property record for 225 Meddows Ln, O Fallon, IL 62269

Property Summary

Property Type	Mobile Home
Details	910 sqft · built 1999
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (Oct 2021)
Tax Bill	$379 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Mortgage + 2 more
APN	`03-35-0-208-007`

Property Details

APN / Parcel Number

Primary APN	`03-35-0-208-007`

Interior

Building Area	910 sqft Base Area
1st Floor Area	910 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile/Manufactured
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Shed	1 Shed
Shed Area	308 sqft

Location & Zoning

Street Address	225 MEDDOWS LN
City	O FALLON
State	IL
Zip	62269-1739
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	MEADOWBROOK GARDEN ESTATES PLAT #1 LOT/SEC-154 DOC A02721431
Legal Subdivision	MEADOWBROOK GARDEN ESTATES
Legal Block	208
Legal Lot Number	154
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	3
Census Block	3007
Census Tract	503414

Owner

225 Meddows Ln, a mobile home, is owned and occupied by two individuals who bought it in October 2021.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	225 MEDDOWS LN, O FALLON, IL 62269-1739
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF O'FALLON
Jul 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF O'FALLON
Oct 13, 2021	Warranty Deed, Transfer · Commercial Mortgage BANK OF OFALLON
Dec 23, 2020	Deed of Trust, Construction Loan · Construction Mortgage BANK OF O'FALLON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2021 · Amount on File
Deed Sale	Oct 13, 2021 · Amount on File
Prior Sale	Apr 20, 2016 · Amount on File
Deed Document Number	20212721431
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	Jul 15, 2026
Property Address	225 MEDDOWS LN, O FALLON, IL 62269-1739
Document Number	0002889515
Instrument Date	Jun 27, 2026
Instrument	20262889515
Transaction Type	Mortgage
Record Updated	Jul 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship, 153
Address	225 MEDDOWS LN, O FALLON, IL 62269-1739

Mortgage

Document Number	0002889515,
Date	Jul 15, 2026
Instrument	20262889515

Lender

Name	BANK OF O'FALLON

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Jul 2, 2033

Interest

Rate Type	Fixed Rate
Rate	5.75%
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	Jul 15, 2026
Property Address	225 MEDDOWS LN, O FALLON, IL 62269-1739
Document Number	0002889516
Instrument Date	Jun 27, 2026
Instrument	20262889516
Transaction Type	Mortgage
Record Updated	Jul 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship, 153
Address	225 MEDDOWS LN, O FALLON, IL 62269-1739

Mortgage

Document Number	0002889516,
Date	Jul 15, 2026
Instrument	20262889516

Lender

Name	BANK OF O'FALLON

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Jul 2, 2033

Interest

Rate Type	Fixed Rate
Rate	5.75%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 13, 2021
Property Address	225 MEDDOWS LN, O FALLON, IL 62269-1739
Document Number	0A02721431
Map Reference	MB 68 PG 96
Instrument Date	Oct 12, 2021
Instrument	A02721431
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	BENEDICK TITLE, BENEDICK TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	225 MEDDOWS LN, O FALLON, IL 62269-1739

Mortgage

Document Number	0A02721432
Date	Oct 13, 2021
Instrument	A02721432

Lender

Name	BANK OF OFALLON
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	72 Months
Due	Oct 12, 2027

Interest

Rate Type	Adjustable Rate
Rate	3%

December 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	Dec 23, 2020
Property Address	225 MEDDOWS LN, O FALLON, IL 62269-1739
Document Number	00A2680950
Instrument Date	Dec 9, 2020
Instrument	2680950
Transaction Type	Construction Loan
Record Updated	Feb 24, 2021
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 MEDDOWS LN O FALLON IL 622691739, O FALLON, IL 62269-1739

Mortgage

Document Number	00A2680950
Date	Dec 23, 2020
Instrument	2680950

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	O FALLON, 62269-8626

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 22, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 225 Meddows Ln was $379 with exemptions applied.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	Central School District 104 (KG - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$379.00	$16,403 Land $2,852 Building $13,551	$49,209 Land $8,556 Building $40,653
2022		$12,633 Land $2,246 Building $10,387	$37,899 Land $6,738 Building $31,161

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 225 Meddows Ln; there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 Meddows Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Wisper ISP.

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