Woodford County property record for 225 McDavid Dr, Versailles, KY 40383
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,625 sqft · built 1965 |
| Lot Size | 0.24 acres (10,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $132,000 (Apr 2010) |
| Tax Bill | $1,366 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-8005-009-00 |
| Primary APN | 30-8005-009-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,625 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Brick Veneer |
| Lot Area | 10,500 sqft (0.24 acres) |
| Lot Dimensions | 150 ft deep x 70 ft wide |
| Driveway | Asphalt Driveway |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 23869 |
|---|---|
| Street Address | 225 MCDAVID DR |
| City | VERSAILLES |
| State | KY |
| Zip | 40383-1623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SP FOY |
| Legal Subdivision | MCDAVID |
| Legal Block | 2 |
| Legal Lot Number | 21 |
| Jurisdiction | WOODFORD KY |
| Township / Civil Division | VERSAILLES |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 50107 |
225 McDavid Dr is owned and occupied by two individuals who bought it in April 2010.
Source: Woodford County records, as of May 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 225 MCDAVID DR, VERSAILLES, KY 40383-1623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2010 · Amount on File |
| Deed Sale | Apr 9, 2010 · Amount on File |
| Deed Book / Page | 256 / 662 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | May 12, 2026 |
| Property Address | 225 MCDAVID DR, VERSAILLES, KY 40383-1623 |
| Document Number | 0000295900 |
| Book / Page | 1027 / 855 |
| Instrument Date | May 2, 2026 |
| Instrument | 2026295900 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 225 MCDAVID DR, VERSAILLES, KY 40383-1623 |
| Investor | Possibly a Property Investor |
| Document Number | 0000295900, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 1027/855 |
| Instrument | 2026295900 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 225 MCDAVID DR, VERSAILLES, KY 40383-1623 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00M945/121 |
|---|---|
| Date | Apr 18, 2022 |
| Book Page | M945/121 |
| Instrument | 137162 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 225 MCDAVID DR, VERSAILLES, KY 40383-1623 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | M897/588 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | M897/588 |
| Instrument | 95464 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 225 McDavid Dr was $1,366.
Source: Woodford County assessment roll, as of December 12, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Woodford County |
| Municipality | Versailles City |
| Unified School District | Woodford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,366.00 | $147,000 | $147,000 |
| 2023 | $1,507.00 | $147,000 | $147,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 225 McDavid Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 8 (1989–2018) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Feb 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 225 McDavid Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERSAILLES WATER SYSTEM serves 17,822 people · EPA ID KY1200439 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 6 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 Organic carbon removal Jan 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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