225 Market St, Frederick, MD 21701 Property Records

Frederick County property record for 225 Market St, Frederick, MD 21701

Property Summary

Property TypeStore with Apartments
Details3,993 sqft · built 1880
Lot Size0.167 acres (7,252 sqft)
Owner2 Individual Names on File
Last Sale$426,000 (Mar 2016)
Tax Bill$574 (2025)
Flood ZoneZone X (minimal risk)
APN02-042347

Property Details

APN / Parcel Number

Primary APN02-042347
Alternative APNs
  • 2042347
  • 042347

Interior

Stories2 Stories
Building Area3,993 sqft Gross Area
1st Floor Area2,662 sqft
Basement Area1,331 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Exterior MaterialBrick
Construction TypeBrick
Fire ResistanceMasonry Walls, Wood Interior
Foundation TypeConcrete
Roof TypeGable
Roof MaterialMetal
Lot Area7,252 sqft (0.167 acres)
View / LotCommercial/Industrial
PorchOpen Porch

Utilities, Heating & Cooling

Heating SystemHot Water
SewerMunicipal

Location & Zoning

Account Number042347
Street Address225 MARKET ST
CityFREDERICK
StateMD
Zip21701
Property CategoryCommercial
Property TypeCommercial > Retail > Store with Apartments
Local Zoning CodeDB
Legal DescriptionL 28X124 30X126 225-227 N. MKT. ST. FREDERICK
Legal SubdivisionFREDERICK
Legal Lot Number112
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1003
Census Tract750200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

225 Market St, a commercial property, is owned by two individuals who bought it in March 2016.

Source: Frederick County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address14 W 3RD ST, FREDERICK, MD 21701-5331
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 8, 2016 · Amount on File
Deed SaleMar 8, 2016 · Amount on File
Prior SaleJul 6, 2009
Deed Book / Page11023 / 171
Prior Transfer DateJun 26, 2009
Prior Transfer Doc0074010346
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 225 Market St was $574, down 92.3% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$400,000 (-0.37%) Land $169,700 Building $230,300$400,000 (-0.37%) Land $169,700 Building $230,300
2025$574.00 (-92.33%)$401,500 Land $261,200 Building $140,300$401,500 Land $261,200 Building $140,300
2024$7,483.00 (+1.92%)
2023$7,342.00$401,500 Land $261,200 Building $140,300$401,500 Land $261,200 Building $140,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 225 Market St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims11 (1979–2018)
Claims Outside the SFHA5 of 11
Most Recent ClaimOct 2018 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 225 Market St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Market St

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