225 Marina Rd, Lancaster, VA 22503 Property Records

Lancaster County property record for 225 Marina Rd, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1986
Lot Size	0.657 acres (28,619 sqft)
Owner	Individual Name on File
Tax Bill	$8 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Sep 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20D 1 354`

Property Details

APN / Parcel Number

Primary APN	`20D 1 354`
Alternative APN	`3164`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	1,664 sqft
1st Floor Area	1,056 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2001
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	28,619 sqft (0.657 acres)
Deck Area	24 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	3164
Street Address	225 MARINA RD
City	LANCASTER
State	VA
Zip	22503-3527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CORROTOMAN BY THE BAY .657 AC LOT 353A LR18/1537
Legal Subdivision	CORROTOMAN
Legal Lot Number	353A
Jurisdiction	LANCASTER VA
Township / Civil Division	1
Census Block Group	3
Census Block	3009
Census Tract	30100

Owner

225 Marina Rd is owned and occupied by an individual who acquired it in July 2018.

Source: Lancaster County records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	225 MARINA RD, LANCASTER, VA 22503-3527
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Deed of Trust, Mortgage · Line of Credit VIRGINIA CREDIT UNION INC
Sep 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance VIRGINIA COMMONWEALTH BANK
Aug 8, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage VIRGINIA CREDIT UNION INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 20, 2018
Transfer Doc	0000001537
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	225 MARINA RD, LANCASTER, VA 22503-3527
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230001410
Date	Aug 11, 2023
Instrument	230001410

Lender

Name	VIRGINIA CREDIT UNION INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 3, 2043

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	225 MARINA RD, LANCASTER, VA 22503-3527
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200002038
Date	Sep 16, 2020
Instrument	200002038

Lender

Name	VIRGINIA COMMONWEALTH BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2040

Interest

Rate Type	Fixed Rate

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER VA
Recording Date	Aug 8, 2018
Property Address	225 MARINA RD, LANCASTER, VA 22503-3527
Document Number	180001537
Instrument Date	Jul 20, 2018
Instrument	180001537
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 MARINA RD, LANCASTER, VA 22503-3527

Mortgage

Document Number	180001538
Date	Aug 8, 2018
Instrument	180001538

Lender

Name	VIRGINIA CREDIT UNION INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 225 Marina Rd was $8.

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8.00	$154,000 Land $5,500 Building $148,500	$154,000 Land $5,500 Building $148,500
2023	$620.00	$98,500 Land $5,000 Building $93,500	$98,500 Land $5,000 Building $93,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 225 Marina Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1985–2020)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Sep 2020
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 Marina Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORROTOMAN BY THE BAY private · serves 358 people · EPA ID VA4103230
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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