San Mateo County property record for 225 Main St, Half Moon Bay, CA 94019
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 3 bd · 1 ba · 1,935 sqft · built 1925 |
| Lot Size | 0.151 acres (6,597 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,705 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-250-430 |
| Primary APN | 056-250-430 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,935 sqft Gross Area |
| 1st Floor Area | 1,935 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Lot Area | 6,597 sqft (0.151 acres) |
| Lot Dimensions | 146 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Cooling System | None |
|---|
| Street Address | 225 MAIN ST |
|---|---|
| City | HALF MOON BAY |
| State | CA |
| Zip | 94019-1721 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | C20000 |
| Legal Description | ON NELY LINE OF MAIN ST COM APPROX 147.75 FT SELY FR SAN MATEO TO HALF MOON RD CITY OF HALF MOON BAY |
| Legal Subdivision | CITY OF HALF MOON BAY |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 613702 |
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 158, HALF MOON BAY, CA 94019-0158 |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 27, 1998 |
| Transfer Doc | 0000027880 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 225 MAIN ST, HALF MOON BAY, CA 94019-1721 |
| Document Number | 0000031993 |
| Instrument Date | Apr 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2001 RUISSEAU FRANCAIS AVE HALF MOON BAY CA 940191479, HALF MOON BAY, CA 94019-1479 |
| Document Number | 0000031993 |
|---|---|
| Date | Apr 12, 2017 |
| Instrument | 31993 |
| Name | BANK OF THE ORIENT |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Half Moon Bay City |
| Unified School District | Cabrillo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $441,989 (+2%) Land $146,532 Building $295,457 | |
| 2025 | $5,705.00 (+10.93%) | $433,323 (+4.04%) Land $143,659 Building $289,664 |
| 2023 | $5,143.00 (+2.47%) | $416,499 Land $138,082 Building $278,417 |
| 2022 | $5,019.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures