225 Lodestone Dr, Durham, NC 27703 Property Records

Durham County property record for 225 Lodestone Dr, Durham, NC 27703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,255 sqft · built 2001
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$338,000 (Jun 2025)
Tax Bill	$3,301 (2026)
Deeds & Mortgages	Mar 2025 Line of Credit Jun 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0851-14-8291`

Property Details

APN / Parcel Number

Primary APN	`0851-14-8291`
Alternative APNs	`0851-14-82-9128` `085103148282` `162029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,255 sqft Heated Area
1st Floor Area	1,255 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	225 LODESTONE DR
City	DURHAM
State	NC
Zip	27703-6634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	STONE HILL ESTATES/PH:03/ LT#158 PL:000137-000116
Legal Subdivision	STONE HILL ESTATES
Legal Phase	3
Legal Lot Number	158
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	6
Census Block	6000
Census Tract	1811

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	225 LODESTONE DR, DURHAM, NC 27703-6634
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2025	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jun 3, 2025	Warranty Deed, Transfer · Conventional Mortgage NATIONWIDE MORTGAGE BANKERS INC
Jul 9, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2025 · Amount on Record
Deed Sale	Jun 3, 2025 · Amount on Record
Prior Sale	Jul 9, 2020 · Amount on Record
Deed Document Number	2025135697
Deed Book / Page	10320 / 87
Prior Transfer Date	Jan 4, 2005
Prior Transfer Doc	0046630028
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	225 LODESTONE DR, DURHAM, NC 27703-6634
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 LODESTONE DR, DURHAM, NC 27703-6634

Mortgage

Document Number	0102730374
Date	Mar 20, 2025
Book Page	10273/374
Instrument	2025127459

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jun 3, 2025
Property Address	225 LODESTONE DR, DURHAM, NC 27703-6634
Document Number	0103200087
Book / Page	10320 / 87
Map Reference	MB 137 PG 115-116
Instrument Date	May 16, 2025
Instrument	2025135697
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	ACCESS GLOBAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$676.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 CABES MILL RD, DURHAM, NC 27705-1405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 LODESTONE DR, DURHAM, NC 27703-6634

Mortgage

Document Number	0103200089
Date	Jun 3, 2025
Book Page	10320/89
Instrument	2025135698

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2055

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jul 9, 2020
Property Address	225 LODESTONE DR, DURHAM, NC 27703-6634
Document Number	0090000029
Book / Page	9000 / 29
Map Reference	MB 137 PG 115-116
Instrument Date	Jun 2, 2020
Instrument	2020026926
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$386.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	625 SCOTT DR, 625, GIBSONVILLE, NC 27249-2744

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	225 LODESTONE DR, DURHAM, NC 27703-6634

Mortgage

Document Number	2020026927
Date	Jul 9, 2020
Instrument	2020026927

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,301.00 (+2.55%)	$324,825 (-) Land $111,600 Building $213,225	$324,825 (-) Land $111,600 Building $213,225
2025	$3,219.00 (+53.87%)	$324,825 (+103.32%) Land $111,600 Building $213,225	$324,825 (+103.32%) Land $111,600 Building $213,225
2023	$2,092.00 (+2.35%)	$159,759 Land $31,100 Building $128,659	$159,759 Land $31,100 Building $128,659
2022	$2,044.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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