225 Locke Rd, Ashby, MA 01431 Property Records

Middlesex County and Ashby Town property record for 225 Locke Rd, Ashby, MA 01431

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,764 sqft · built 1986
Lot Size	1.84 acres (80,150 sqft)
Owner	2 Individual Names on File
Last Sale	$288,000 (Mar 2019)
Tax Bill	$7,236 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ASHB M:004.0 B:0024 L:0010.0`

Property Details

APN / Parcel Number

Primary APN	`ASHB M:004.0 B:0024 L:0010.0`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,764 sqft Living Area
Gross Area	2,772 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,150 sqft (1.84 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	225 LOCKE RD
City	ASHBY
State	MA
Zip	01431-1912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	HONKALA CONSTRUCTION CO INC
Legal Block	24
Legal Lot Number	10.0
Jurisdiction	ASHBY MA
Township / Civil Division	ASHBY
Census Block Group	2
Census Block	2010
Census Tract	300100

Owner

Source: Middlesex County and Ashby Town records · APN ASHB M:004.0 B:0024 L:0010.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	225 LOCKE RD, ASHBY, MA 01431-1912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage DIGITAL FCU
Nov 30, 2017	Quit Claim Deed, Transfer SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 29, 2019 · Amount on Record
Deed Sale	Mar 29, 2019 · Amount on Record
Prior Sale	Nov 30, 2017 · Amount on Record
Deed Book / Page	72394 / 414
Record Updated	Sep 20, 2026

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHBY MA
Recording Date	Mar 29, 2019
Property Address	225 LOCKE RD, ASHBY, MA 01431-1912
Document Number	72394-414
Book / Page	72394 / 414
Instrument Date	Mar 21, 2019
Instrument	39017
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 LOCKE RD, ASHBY, MA 01431-1912

Mortgage

Document Number	39018
Date	Mar 29, 2019
Instrument	39018

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHBY MA
Recording Date	Nov 30, 2017
Property Address	225 LOCKE RD, ASHBY, MA 01431-1912
Document Number	70308-283
Book / Page	70308 / 283
Instrument	193812
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$40.87
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 LOCKE RD, ASHBY, MA 01431-1912

Mortgage

Document Number	703080286
Date	Nov 30, 2017
Instrument	70308/0286

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 30, 2047

Tax Assessment & Valuation

Source: Middlesex County and Ashby Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ashby Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,236.00 (+5.21%)	$475,100 (+7.27%) Land $67,200 Building $407,900	$424,365 (+3.64%)
2024	$6,878.00 (+12.85%)	$442,900 (+19.32%) Land $64,800 Building $378,100	$409,450
2023	$6,095.00	$371,200 Land $60,000 Building $311,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile USA.

Based on FCC filings for 23 locations within half a mile of this property.

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