Monroe County property record for 225 Lignumvitae Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,544 sqft · built 2021 |
| Lot Size | 0.122 acres (5,350 sqft) |
| Owner | Individual Name on File |
| Last Sale | $672,500 (Nov 2022) |
| Tax Bill | $5,901 (2024) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00465040-000000 |
| Primary APN | 00465040-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,544 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Other |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,350 sqft (0.122 acres) |
| Lot Dimensions | 107 ft deep x 50 ft wide |
| Porch | Open Porch |
| Patio Area | 48 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 1568465 |
|---|---|
| Old Parcel Number | 22613900465040000000 |
| Street Address | 225 LIGNUMVITAE DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 6 LT 28 PAMELA VILLA KEY LARGO PB3-125 OR502-771 OR897-1113D/C OR2417-2211/13ORD OR2428-1831 OR2784-2342 OR3129-1830 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 22 |
| Legal Subdivision | PAMELA VILLA |
| Legal Block | 6 |
| Legal Lot Number | 28 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
225 Lignumvitae Dr is owned by an individual who bought it in November 2022.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3580 W 104TH TER, HIALEAH, FL 33018-1246 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2022 | Warranty Deed, Transfer · Conventional Mortgage FEMBI MORTGAGE |
| Oct 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2022 · Amount on File |
| Deed Sale | Nov 3, 2022 · Amount on File |
| Prior Sale | Oct 4, 2021 · Amount on File |
| Deed Document Number | 2396454 |
| Deed Book / Page | 3200 / 408 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Nov 3, 2022 |
| Property Address | 225 LIGNUMVITAE DR, KEY LARGO, FL 33037-4539 |
| Document Number | 0032000408 |
| Book / Page | 3200 / 408 |
| Map Reference | MB 3 PG 125 |
| Instrument Date | Oct 25, 2022 |
| Instrument | 2396454 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2023 |
| Title Company | TROPICS TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,707.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2151 US 2, EMERADO, ND 58228-9789 |
| Name | Verified Name |
|---|---|
| Address | 3580 W 104TH TER, HIALEAH, FL 33018-1246 |
| Document Number | 0003200410 |
|---|---|
| Date | Nov 3, 2022 |
| Instrument | 3200/410 |
| Name | FEMBI MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 6.12% |
| Max Rate At Change | 11.1% |
| Index | 1-Year T-Bill |
| Max Rate | 11.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Oct 4, 2021 |
| Property Address | 225 LIGNUMVITAE DR, KEY LARGO, FL 33037-4539 |
| Document Number | 0031291830 |
| Book / Page | 3129 / 1830 |
| Map Reference | MB 3 PG 125 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 2342565 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2023 |
| Title Company | CORAL REEF TITLE COMPANY, CORAL REEF TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,445.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 47 SCHOONER BAY RD, TAVERNIER, FL 33070-2056 |
| Name | Verified Name |
|---|---|
| Address | 225 LIGNUMVITAE DR, KEY LARGO, FL 33037-4539 |
| Document Number | 0031291831 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 3129/1831 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $740,545 Land $278,200 Building $462,345 | $740,545 Land $278,200 Building $462,345 | |
| 2024 | $5,901.00 (+12.14%) | ||
| 2023 | $5,262.00 (+6.5%) | $605,381 (+10.07%) Land $262,150 Building $343,231 | $605,381 (+10.07%) Land $262,150 Building $343,231 |
| 2022 | $4,941.00 | $549,998 Land $203,300 Building $346,698 | $549,998 Land $203,300 Building $346,698 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 225 Lignumvitae Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 245 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 245 in force |
| Nearby Flood Claims | 161 (1992–2023) |
| Claims Outside the SFHA | 6 of 161 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 225 Lignumvitae Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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