225 Lake Ter, Hammonton, NJ 08037 Property Records

Atlantic County and Hammonton Town property record for 225 Lake Ter, Hammonton, NJ 08037

Property Summary

Property Type	Single Family Home
Details	2,630 sqft · built 1987
Lot Size	0.384 acres (16,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jun 2018)
Tax Bill	$7,665 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`13-04116-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`13-04116-0000-00006`
Alternative APN	`130411600006`

Interior

Stories	2 Stories
Building Area	2,630 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Lot Area	16,731 sqft (0.384 acres)
Lot Dimensions	143 ft deep x 117 ft wide

Location & Zoning

Street Address	225 LAKE TER
City	HAMMONTON
State	NJ
Zip	08037-1187
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	B159L41
Legal Subdivision	LAKEVIEW GARDENS
Legal Block	4116
Legal Lot Number	6
Jurisdiction	ATLANTIC NJ
Township / Civil Division	HAMMONTON
Census Block Group	3
Census Block	3025
Census Tract	10900

Owner

Source: Atlantic County and Hammonton Town records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	225 LAKE TER, HAMMONTON, NJ 08037-1187
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU
Jun 6, 2018	Grant Deed, Transfer · Conventional Mortgage VALLEY NAT'L BK
Apr 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2018 · Amount on Record
Deed Sale	Jun 6, 2018 · Amount on Record
Prior Sale	Dec 12, 2001 · Amount on Record
Deed Document Number	201829456
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	225 LAKE TER, HAMMONTON, NJ 08037-1187
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 LAKE TER, HAMMONTON, NJ 08037-1187

Mortgage

Document Number	0000047228
Date	Dec 12, 2025
Instrument	2025047228

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2055

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ATLANTIC NJ
Recording Date	Jun 6, 2018
Property Address	225 LAKE TER, HAMMONTON, NJ 08037-1187
Document Number	0000029456
Instrument Date	May 25, 2018
Instrument	29456
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	LANDIS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	225 LAKE TER HAMMONTON NJ 080371187, HAMMONTON, NJ 08037-1187

Mortgage

Document Number	29457
Date	Jun 6, 2018
Instrument	29457

Lender

Name	VALLEY NAT'L BK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	225 LAKE TER, HAMMONTON, NJ 08037-1187
Document Number	0000023878
Instrument Date	Apr 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	225 LAKE TER HAMMONTON NJ 080371187, HAMMONTON, NJ 08037-1187

Mortgage

Document Number	0000023878
Date	Apr 24, 2017
Instrument	23878

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 23, 2027

Tax Assessment & Valuation

Source: Atlantic County and Hammonton Town assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Atlantic County
Municipality	Hammonton Town
Unified School District	Hammonton Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,100 (-) Land $61,300 Building $210,800	$272,100 (-) Land $61,300 Building $210,800
2025	$7,665.00 (+2.36%)	$272,100 (-) Land $61,300 Building $210,800	$272,100 (-) Land $61,300 Building $210,800
2024	$7,488.00 (+1.07%)
2023		$272,100 Land $61,300 Building $210,800	$272,100 Land $61,300 Building $210,800
2022	$7,409.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	7 (1978–2010)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 65% of New Jersey
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMONTON WATER DEPT serves 12,153 people · EPA ID NJ0113001
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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