225 la Monte Ln, Tracy, CA 95377 Property Records

San Joaquin County property record for 225 la Monte Ln, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,467 sqft · built 1998
Lot Size0.138 acres (6,000 sqft)
Owner2 Company Names on Record
Last Sale$625,000 (Jun 2020)
Tax Bill$7,594 (2026)
Deeds & MortgagesSep 2025 Transfer
Jun 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN248-260-180-000

Property Details

APN / Parcel Number

Primary APN248-260-180-000
Alternative APN
  • 248-260-18

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,467 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleL-Shape
Construction TypeWood
Lot Area6,000 sqft (0.138 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number248-260-18
Street Address225 LA MONTE LN
CityTRACY
StateCA
Zip95377-7012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description98-FM PT OF 248-040-24
Legal SubdivisionGLENBRIAR ESTATES
Legal Block2
Legal Lot Number7
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2005
Census Tract5219

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address225 LA MONTE LN, TRACY, CA 95377-7012
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2025Intrafamily Transfer, Transfer
Jun 23, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 24, 2020Grant Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2020 · Amount on Record
Deed SaleJun 24, 2020 · Amount on Record
Prior SaleJun 24, 2016 · Amount on Record
Deed Document Number202074116
Prior Transfer DateJul 22, 2010
Prior Transfer Doc0000097737
Record UpdatedOct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateSep 22, 2025
Property Address225 LA MONTE LN, TRACY, CA 95377-7012
Document Number0000080524
Map ReferenceMB 33 PG 35
Instrument DateSep 18, 2025
Instrument2025-080524
Transaction TypeTransfer
Record UpdatedOct 8, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address225 LA MONTE LN, TRACY, CA 95377-7012

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address225 LA MONTE LN, TRACY, CA 95377-7012
Transaction TypeMortgage
Record UpdatedFeb 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 LA MONTE LN, TRACY, CA 95377-7012

Mortgage

Document Number0000106450
DateJun 23, 2021
Instrument2021-106450
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJun 24, 2020
Property Address225 LA MONTE LN, TRACY, CA 95377-7012
Document Number0000074116
Instrument DateJun 19, 2020
Instrument74116
Transaction TypeTransfer
Record UpdatedJul 9, 2020
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$688.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address225 LA MONTE LN TRACY CA 953777012, TRACY, CA 95377-7012

Mortgage

Document Number74117
DateJun 24, 2020
Instrument74117
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 23, 2050

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,594.00 (+1.59%)
2025$7,475.00 (+5.06%) Homeowner's exemption$699,246 (+4.04%) Land $131,235 Building $568,011
2023$7,115.00 (+1.85%) Homeowner's exemption$672,095 Land $126,140 Building $545,955$690,840
2022$6,986.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
600 / 120
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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