225 Kepler Dr, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 225 Kepler Dr, Gaithersburg, MD 20878

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,932 sqft · built 2015
Lot Size	0.031 acres (1,365 sqft)
Owner	2 Individual Names on File
Last Sale	$590,000 (Feb 2020)
Tax Bill	$8,005 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-03736037`

Property Details

APN / Parcel Number

Primary APN	`09-03736037`
Alternative APN	`03736037`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,932 sqft Living Area
Gross Area	2,252 sqft
1st Floor Area	664 sqft
Attic	Attic
Attic Area	448 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	1,365 sqft (0.031 acres)
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	176 sqft
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	03736037
Street Address	225 KEPLER DR
City	GAITHERSBURG
State	MD
Zip	20878-4659
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MXD
Legal Description	CROWN FARM
Legal Subdivision	CROWN FARM
Legal Block	B
Legal Lot Number	25
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	3
Census Block	3022
Census Tract	700839

Owner

225 Kepler Dr, a townhouse, is owned and occupied by two individuals who bought it in February 2020.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	225 KEPLER DR, GAITHERSBURG, MD 20878-4659
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Line of Credit APG FCU
Feb 6, 2020	Deed, Transfer · Conventional Mortgage NATIONAL INSTITUTES OF HEALTH FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2020 · Amount on File
Deed Sale	Feb 6, 2020 · Amount on File
Prior Sale	Apr 18, 2016 · Amount on File
Deed Book / Page	58989 / 157
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	225 KEPLER DR, GAITHERSBURG, MD 20878-4659
Transaction Type	Mortgage
Record Updated	Mar 1, 2022
Title Company	GETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 KEPLER DR, GAITHERSBURG, MD 20878-4659

Mortgage

Document Number	0652480260
Date	Feb 15, 2022
Book Page	65248/260

Lender

Name	APG FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 6, 2020
Property Address	225 KEPLER DR, GAITHERSBURG, MD 20878-4659
Document Number	0589890157
Book / Page	58989 / 157
Map Reference	PL 24711
Instrument Date	Nov 12, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	ATG TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,395.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	225 KEPLER DR, GAITHERSBURG, MD 20878-4659

Mortgage

Document Number	58989164
Date	Feb 6, 2020
Instrument	58989/164

Lender

Name	NATIONAL INSTITUTES OF HEALTH FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Dec 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	7.87%

Tax Assessment & Valuation

The 2025 property tax bill for 225 Kepler Dr was $8,005.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$672,800 (+4.16%) Land $250,000 Building $422,800	$672,800 (-) Land $250,000 Building $422,800
2025	$8,005.00	$645,900	$672,800 Land $250,000 Building $422,800
2023		$592,100 Land $250,000 Building $342,100	$592,100 Land $250,000 Building $342,100
2022	$7,005.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 225 Kepler Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 225 Kepler Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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