225 Jeffers Cir, Elgin, SC 29045 Property Records

Kershaw County property record for 225 Jeffers Cir, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	1,633 sqft · built 1986
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$212,000 (Dec 2025)
Tax Bill	$794 (2025)
Deeds & Mortgages	Dec 2025 Transfer May 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`E348-01-0A-013-SAG`

Property Details

APN / Parcel Number

Primary APN	`E348-01-0A-013-SAG`
Alternative APN	`240`

Interior

Stories	1 Story
Building Area	1,633 sqft Gross Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Frame
Lot Area	30,056 sqft (0.69 acres)
Porch	Porch
Porch Area	488 sqft

Location & Zoning

Account Number	240
Street Address	225 JEFFERS CIR
City	ELGIN
State	SC
Zip	29045-9258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	JEFFERS PLACE SUBDIV LOT 13
Legal Subdivision	JEFFERS PLACE SUBDIV
Legal Lot Number	13
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1001
Census Tract	970908

Owner

Source: Kershaw County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	225 JEFFERS CIR, ELGIN, SC 29045-9258
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Intrafamily Transfer, Transfer
May 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MORTGAGE
Dec 11, 2025	Deed, Transfer · FHA Mortgage FIRST HERITAGE MORTGAGE LLC
Feb 16, 2018	Quit Claim Deed, Transfer USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2025 · Amount on Record
Deed Sale	Dec 11, 2025 · Amount on Record
Prior Sale	Oct 15, 2004 · Amount on Record
Deed Document Number	202510547
Deed Book / Page	5487 / 65
Prior Transfer Date	Dec 8, 2025
Prior Transfer Doc	0202510805
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERSHAW SC
Recording Date	Dec 19, 2025
Property Address	225 JEFFERS CIR, ELGIN, SC 29045-9258
Document Number	0202510805
Book / Page	5492 / 217
Map Reference	MB 37 PG 2356
Instrument Date	Dec 8, 2025
Instrument	2025-10805
Transaction Type	Transfer
Record Updated	Jan 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	225 JEFFERS CIR, ELGIN, SC 29045-9258

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Recording Date	May 5, 2026
Property Address	225 JEFFERS CIR, ELGIN, SC 29045-9258
Document Number	0000004140
Book / Page	5581 / 78
Instrument Date	Dec 8, 2025
Instrument	20264140
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 JEFFERS CIR, ELGIN, SC 29045-9258

Mortgage

Document Number	0000004140,
Date	May 5, 2026
Book Page	5581/78
Instrument	20264140

Lender

Name	FIRST HERITAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.22%
Max Rate	-1%

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	KERSHAW SC
Recording Date	Dec 11, 2025
Property Address	225 JEFFERS CIR, ELGIN, SC 29045-9258
Document Number	0202510547
Book / Page	5487 / 65
Map Reference	MB 37 PG 2356
Instrument Date	Nov 5, 2025
Instrument	2025-10547
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$551.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 JEFFERS CIR, ELGIN, SC 29045-9258

Mortgage

Document Number	0202510548
Date	Dec 11, 2025
Instrument	2025-10548

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Mortgage

Document Number	0202510549
Date	Dec 11, 2025
Book Page	5487/82
Instrument	2025-10549

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERSHAW SC
Recording Date	Feb 16, 2018
Property Address	225 JEFFERS CIR, ELGIN, SC 29045-9258
Document Number	0000001217
Book / Page	003818 / 000220
Instrument Date	Feb 2, 2018
Instrument	1217
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	225 JEFFERS CIR ELGIN SC 290459258, ELGIN, SC 29045-9258

Mortgage

Document Number	1218
Date	Feb 16, 2018
Book Page	003818/000227
Instrument	1218

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 15, 2033

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Municipality	Elgin Town
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$794.00 (+11.2%)	$111,400 (-) Land $20,000 Building $91,400	$111,400 (-)
2023	$714.00	$111,400 Land $20,000 Building $91,400	$111,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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