225 James St, Canastota, NY 13032 Property Records

Madison County and Lenox Town property record for 225 James St, Canastota, NY 13032

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,867 sqft · built 1888
Lot Size0.37 acres (16,117 sqft)
OwnerIndividual Name on File
Last Sale$62,500 (Apr 2013)
Tax Bill$3,250 (2026)
Deeds & MortgagesMay 2026 Line of Credit
Jul 2020 Mortgage
APN253601 36.69-1-6

Property Details

APN / Parcel Number

Primary APN253601 36.69-1-6
Alternative APNs
  • 360103606900010060000000
  • 6037

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,867 sqft Living Area
1st Floor Area1,207 sqft
2nd Floor Area660 sqft

Exterior

Year BuiltBuilt 1888
Effective Year BuiltEffective 1888
Architectural StyleTraditional
Exterior MaterialWood
Lot Area16,117 sqft (0.37 acres)
Lot Dimensions205 ft deep x 80 ft wide
PorchSlab
Porch Area206 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number6037.
Street Address225 JAMES ST
CityCANASTOTA
StateNY
Zip13032-1411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal Block1
Legal Lot Number6.000
JurisdictionMADISON NY
Township / Civil DivisionLENOX
Census Block Group3
Census Block3003
Census Tract30300

Owner

Source: Madison County and Lenox Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address225 JAMES ST, CANASTOTA, NY 13032-1411
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2026Deed of Trust, Mortgage · Line of Credit
GPO FEDERAL CREDIT UNION
Jul 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
MONEY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 26, 2013 · Amount on File
Deed SaleApr 26, 2013 · Amount on File
Deed Book / Page2013 / 2625
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NY
Recording DateMay 13, 2026
Property Address225 JAMES ST, CANASTOTA, NY 13032-1411
Document Number0000002092
Instrument DateMay 8, 2026
Instrument20262092
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 JAMES ST, CANASTOTA, NY 13032-1411

Mortgage

Document Number0000002092,
DateMay 13, 2026
Instrument20262092
Lender
NameGPO FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NY
Property Address225 JAMES ST, CANASTOTA, NY 13032-1411
Document Number0000003917
Instrument DateJul 24, 2020
Transaction TypeMortgage
Record UpdatedSep 7, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 JAMES ST CANASTOTA NY 130321411, CANASTOTA, NY 13032-1411

Mortgage

Document Number0000003917
DateAug 10, 2020
Instrument3917
Lender
NameMONEY FCU
TypeCredit Union
AddressSYRACUSE, NY 13202
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueAug 9, 2030

Tax Assessment & Valuation

Source: Madison County and Lenox Town assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMadison County
County SubdivisionLenox Town
MunicipalityCanastota Village
Unified School DistrictCanastota Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,250.00 (-56.9%) Homeowner's exemption Veteran's exemption
2025$7,540.00$59,000 (-) Land $19,600 Building $39,400$93,651 (+11.11%) Land $31,111 Building $62,540
2023$59,000 Land $19,600 Building $39,400$84,286 Land $28,000 Building $56,286

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies8 in force
Nearby Flood Claims5 (2006–2025)
Most Recent ClaimJun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCWA
public/private · serves 350,000 people · EPA ID NY3304336
Water SourceSurface water
Last State InspectionDec 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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