225 Island Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 225 Island Dr, Murphy, NC 28906 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1990
Square Footage768 sqft Heated Area
Lot Size7,841 sqft (0.18 acres)
GarageCarport
OccupancyOwner Occupied
Tax Bill$1,983.00 (2025)

Owner

Source: Cherokee County records · APN 455408890051000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address225 ISLAND DR, MURPHY, NC 28906-5654
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2022Intrafamily Transfer, Transfer
Apr 05, 2018Deed of Trust, Mortgage · Line of Credit
BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 01, 2001
Deed SaleFeb 01, 2001
Deed Book / Page931 / 145
Last Transfer DateApr 28, 2022
Transfer Doc001710/712
Record RefreshedJun 08, 2026

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHEROKEE NC
Recording DateApr 28, 2022
Property Address225 ISLAND DR, MURPHY, NC 28906-5654
Document Number001710/712
Book / Page1710 / 712
Instrument DateApr 28, 2022
Instrument2783
Transaction TypeTransfer
Record UpdatedMay 20, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address225 ISLAND DR, 225, MURPHY, NC 28906-5654

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address225 ISLAND DR, MURPHY, NC 28906-5654

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address225 ISLAND DR, MURPHY, NC 28906-5654
Transaction TypeMortgage
Record UpdatedApr 25, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01584/0442
DateApr 05, 2018
Book Page01584/0442
Instrument01602
Lender
NameBRANCH BANKING AND TRUST CO
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,983.00$171,800 (-)$171,800 (-) Land $50,000 Building $121,800
2023$171,800$171,800 Land $50,000 Building $121,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskLow
above 37% of the US · above 53% of North Carolina
Wildfire LikelihoodAbout 1 in 1,852 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN455408890051000
Alternative APNs
  • 34711
  • 57294

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area768 sqft Heated Area
Gross Area2,160 sqft Gross Area
1st Floor768 sqft 1st Floor
Basement Area768 sqft Basement
Finished Basement768 sqft Finished
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1990
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialMetal Roof
Lot Area7,841 sqft (0.18 acres)
Depth X Width116 ft x 60 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport
Deck Area432 sqft Deck
Porch Area192 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number57294
Street Address225 ISLAND DR
CityMURPHY
StateNC
Zip28906-5654
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 8 BLK 3 SEC 2 BEAR PAW 931/145 A/33B
Legal SubdivisionBEAR PAW ESTATES SUBDIVISION SECTION 2
Legal Block3
Legal Lot Number8
JurisdictionCHEROKEE NC
Minor Civil DivisionSHOAL CREEK
Census Blockgroup2
Census Block2003
Census Tract930603

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