225 Howard Bennett Rd, Adel, GA 31620 Property Records

Cook County property record for 225 Howard Bennett Rd, Adel, GA 31620

Property Summary

Property Type	Single Family Home
Details	2 ba · 5,100 sqft · built 2000
Lot Size	6.44 acres (280,962 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Aug 2020)
Tax Bill	$4,350 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2020 Sale
Flood Zone	Zone A (high risk)
APN	`0048-109`

Property Details

APN / Parcel Number

Primary APN	`0048-109`
Alternative APN	`8059`

Interior

Full Baths	2 Baths
Stories	3 Stories
Building Area	5,100 sqft Heated Area
Utility Area	765 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Exterior Material	Stone
Foundation Type	Footing
Roof Type	Gable
Roof Material	Other
Lot Area	280,962 sqft (6.44 acres)
Garage Type	Carport
Carport	Carport
Carport Area	663 sqft
Porch	Porch
Porch Area	264 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8059
Old Parcel Number	0048 109
Street Address	225 HOWARD BENNETT RD
City	ADEL
State	GA
Zip	31620-4866
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LL 279 & 280
Legal Subdivision	BILLY SIMMONS
Jurisdiction	COOK GA
Township / Civil Division	ADEL-SPARKS
Census Block Group	1
Census Block	1008
Census Tract	960302

Owner

225 Howard Bennett Rd is owned and occupied by an individual who bought it in August 2020.

Source: Cook County records, as of February 25, 2026

Owner of Record	Individual Name on File
Mailing Address	225 HOWARD BENNETT RD, ADEL, GA 31620-4866
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2020	Deed of Trust, Mortgage · VA Mortgage LOAN DEPOT COM
Jul 23, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2020 · Amount on File
Deed Sale	Aug 12, 2020 · Amount on File
Deed Document Number	0000089018
Deed Book / Page	890 / 18
Prior Transfer Date	Jul 23, 2020
Prior Transfer Doc	2020-000387
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK GA
Property Address	225 HOWARD BENNETT RD, ADEL, GA 31620-4866
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 HOWARD BENNETT RD, ADEL, GA 31620-4866

Mortgage

Document Number	0000000890/0000000019
Date	Aug 12, 2020
Book Page	0000000890/0000000019

Lender

Name	LOAN DEPOT COM

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK GA
Recording Date	Jul 23, 2020
Property Address	225 HOWARD BENNETT RD, ADEL, GA 31620-4866
Document Number	0000890/18
Book / Page	890 / 18
Instrument Date	Jul 23, 2020
Instrument	2020-000387
Transaction Type	Transfer
Record Updated	Feb 21, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 HOWARD BENNETT RD, ADEL, GA 31620-4866

Tax Assessment & Valuation

The 2025 property tax bill for 225 Howard Bennett Rd was $4,350.

Source: Cook County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Cook County
Unified School District	Cook County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,350.00	$175,008 Land $13,818 Building $161,190	$437,521 Land $34,546 Building $402,975
2023		$139,118 Land $10,923 Building $128,195	$347,795 Land $27,307 Building $320,488
2022	$3,989.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 225 Howard Bennett Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 Howard Bennett Rd is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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