225 High St, Apt C, Westerly, RI 02891 Property Records

Westerly Town property record for 225 High St, Apt C, Westerly, RI 02891

Property Summary

Property TypeCondominium
Details2 bd · 1.5 ba · 940 sqft · built 1989
OwnerIndividual Name on Record
Last Sale$139,000 (May 2018)
Tax Bill$1,729 (2025)
Deeds & MortgagesSep 2021 Mortgage
Dec 2021 Refinance
Flood ZoneZone X (minimal risk)
APNM:037 B:110 L:48

Property Details

APN / Parcel Number

Primary APNM:037 B:110 L:48
Alternative APNs
  • WEST M:37 B:110 L:48
  • 4012412

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Units20 Units
Stories2 Stories
Building Area940 sqft Living Area
Gross Area968 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number4012412
Street Address225 HIGH ST, C
CityWESTERLY
StateRI
Zip02891-1756
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal SubdivisionVLG TER
Legal Block110
Legal Lot Number48
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group1
Census Block1025
Census Tract50801

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address225 HIGH ST, C, WESTERLY, RI 02891-1756
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2021Deed of Trust, Mortgage · FHA Mortgage
CITIZENS BANK
Dec 9, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 31, 2018 · Amount on Record
Deed SaleMay 31, 2018 · Amount on Record
Prior SaleAug 15, 2014 · Amount on Record
Deed Document Number20182227
Deed Book / Page2018 / 8859
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address225 HIGH ST APT C, C, WESTERLY, RI 02891-1756
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021-22413
DateSep 2, 2021
Book Page2021/22413
Instrument2021-5000
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address225 HIGH ST APT C, C, WESTERLY, RI 02891-1756
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021-31059
DateDec 9, 2021
Book Page2021/31059
Instrument2021-6854
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueJan 1, 2047

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,729.00 (+6.01%)$222,200 (+38.44%) Building $222,200$280,345
2023$1,631.00 (+0.62%)$160,500 (-) Building $160,500
2022$1,621.00$160,500 Building $160,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERLY WATER DEPARTMENT
serves 35,298 people · EPA ID RI1559512
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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