225 Higgins Rd, Eastham, MA 02642 Property Records

Barnstable County and Eastham Town property record for 225 Higgins Rd, Eastham, MA 02642

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,519 sqft · built 1988
Lot Size	0.49 acres (21,344 sqft)
Owner	Trust Name on File
Last Sale	$632,000 (Dec 2020)
Tax Bill	$8,880 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Aug 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`EAST M:0007 L:0451`

Property Details

APN / Parcel Number

Primary APN	`EAST M:0007 L:0451`
Alternative APN	`1935`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,519 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2004
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1935
Street Address	225 HIGGINS RD
City	EASTHAM
State	MA
Zip	02642-1470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Subdivision	PRESCOTT B CUMMINGS
Legal Lot Number	451
Jurisdiction	EASTHAM MA
Township / Civil Division	EASTHAM
Census Block Group	1
Census Block	1018
Census Tract	10306

Owner

225 Higgins Rd is owner-occupied and held in a trust since August 2022.

Source: Barnstable County and Eastham Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	225 HIGGINS RD, EASTHAM, MA 02642-1470
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Aug 29, 2022	Quit Claim Deed, Transfer Quitclaim
Sep 28, 2018	Deed of Trust, Mortgage · Reverse Mortgage THE REVERSE MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2020 · Amount on File
Deed Sale	Dec 30, 2020 · Amount on File
Deed Document Number	202074957
Deed Book / Page	33627 / 284
Last Transfer Date	Aug 8, 2022
Transfer Doc	0035334-66
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EASTHAM MA
Property Address	225 HIGGINS RD, EASTHAM, MA 02642-1470
Transaction Type	Mortgage
Record Updated	Dec 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035515-109
Date	Dec 1, 2022
Book Page	35515/109
Instrument	59002

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EASTHAM MA
Recording Date	Aug 29, 2022
Property Address	225 HIGGINS RD, EASTHAM, MA 02642-1470
Document Number	0035334-66
Book / Page	35334 / 66
Instrument Date	Aug 8, 2022
Instrument	43201
Transaction Type	Transfer
Record Updated	Sep 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 HIGGINS RD, EASTHAM, MA 02642-1470

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EASTHAM MA
Property Address	225 HIGGINS RD, EASTHAM, MA 02642-1470
Transaction Type	Mortgage
Record Updated	Mar 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31561-188
Date	Sep 28, 2018
Book Page	31561/188
Instrument	48024

Lender

Name	THE REVERSE MORTGAGE CO
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	792 Months
Due	Sep 1, 2084

Interest

Rate Type	Adjustable Rate
Rate	4.38%
Margin	2

Tax Assessment & Valuation

Source: Barnstable County and Eastham Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Eastham Town
Elementary School District	Eastham School District (PK - 05)
Secondary School District	Nauset School District (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,880.00 (+7.6%)	$1,151,700 (-2.17%) Land $398,900 Building $752,800	$1,137,858
2024	$8,253.00 (+10.97%)	$1,177,300 (+14.61%) Land $387,200 Building $790,100
2023	$7,437.00	$1,027,200 Land $334,700 Building $692,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 225 Higgins Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1982–2017)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Aug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 Higgins Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF EASTHAM serves 6,199 people · EPA ID MA4086095
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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