225 Harvard Ave, Sidney, OH 45365 Property Records

Shelby County property record for 225 Harvard Ave, Sidney, OH 45365

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 1978
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on File
Last Sale	$9,000 (Aug 2019)
Tax Bill	$2,311 (2025)
Deeds & Mortgages	Aug 2019 Sale & Line of Credit Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-2204329.022`

Property Details

APN / Parcel Number

Primary APN	`01-2204329.022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Brick
Roof Material	Shingle
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	392 sqft
Patio Area	792 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	225 HARVARD AVE
City	SIDNEY
State	OH
Zip	45365-8264
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4179 WHOLE COLLEGE HILLS CITY OF SIDNEY 020-22-04-329-022PLAT V30 P428
Legal Subdivision	COLLEGE HILLS SUBDIVISION
Legal Lot Number	4179
Jurisdiction	SHELBY OH
Township / Civil Division	CLINTON
Census Block Group	3
Census Block	3001
Census Tract	972200

Owner

225 Harvard Ave is owned and occupied by two individuals who bought it in August 2019.

Source: Shelby County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	225 HARVARD AVE, SIDNEY, OH 45365-8264
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2019	Warranty Deed, Transfer · Line of Credit WESTERN OHIO MORTGAGE CORP
Oct 19, 2017	Deed of Trust, Mortgage · Line of Credit MUTUAL FEDERAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2019 · Amount on File
Deed Sale	Aug 19, 2019 · Amount on File
Prior Sale	Nov 17, 2005 · Amount on File
Deed Document Number	20194057
Deed Book / Page	2182 / 298
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Aug 19, 2019
Property Address	225 HARVARD AVE, SIDNEY, OH 45365-8264
Document Number	002182/298
Book / Page	2182 / 298
Map Reference	VOL 9 PG 12
Instrument Date	Aug 15, 2019
Instrument	201900004057
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	225 HARVARD AVE, SIDNEY, OH 45365-8264

Mortgage

Document Number	201900004058
Date	Aug 19, 2019
Instrument	201900004058

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	225 HARVARD AVE, SIDNEY, OH 45365-8264
Transaction Type	Mortgage
Record Updated	Oct 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700005924
Date	Oct 19, 2017
Book Page	2104/471
Instrument	201700005924

Lender

Name	MUTUAL FEDERAL
Type	Non-Lending Institution
Address	SIDNEY, OH 45365

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 6, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 225 Harvard Ave was $2,311 with a homeowner's exemption, down 6% from the year before.

Source: Shelby County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Clinton Township
Municipality	Sidney City
Unified School District	Sidney City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,311.00 (-6.02%)	$71,050 (-) Land $16,520 Building $54,530
2024	$2,459.00 (-2.23%) Homeowner's exemption	$71,050 (-) Land $16,520 Building $54,530
2023	$2,515.00 (+16.81%) Homeowner's exemption	$71,050 (+32.11%) Land $16,520 Building $54,530	$202,980 Land $47,190 Building $155,790
2022	$2,153.00 Homeowner's exemption	$53,780 Land $14,840 Building $38,940
2020			$153,650 Land $42,400 Building $111,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 225 Harvard Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1990–2013)
Most Recent Claim	Dec 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 Harvard Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50
Watch TV Fixed Wireless	400 / 40

May also be available: Verizon.

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