225 Graves Ave, Sacramento, CA 95838 Property Records

Sacramento County property record for 225 Graves Ave, Sacramento, CA 95838

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,182 sqft · built 1981
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Sep 2017)
Tax Bill	$6,111 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`250-0311-033-0000`

Property Details

APN / Parcel Number

Primary APN	`250-0311-033-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,182 sqft Living Area
1st Floor Area	1,182 sqft
Family Room	Family Room

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	225 GRAVES AVE
City	SACRAMENTO
State	CA
Zip	95838-4125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	STRAWBERRY TERRACE, LOT 33
Legal Subdivision	STRAWBERRY TERRACE
Legal Lot Number	33
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3001
Census Tract	6705

Owner

Source: Sacramento County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	225 GRAVES AVE, SACRAMENTO, CA 95838-4125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage COASTHILLS CU
Apr 1, 2022	Deed of Trust, Mortgage · Line of Credit COASTHILLS CU
Sep 20, 2017	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2017 · Amount on Record
Deed Sale	Sep 20, 2017 · Amount on Record
Prior Sale	Mar 25, 2015 · Amount on Record
Deed Book / Page	20170920 / 1369
Prior Transfer Date	Sep 29, 2014
Prior Transfer Doc	0000000769
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	225 GRAVES AVE, SACRAMENTO, CA 95838-4125
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 GRAVES AVE, SACRAMENTO, CA 95838-4125

Mortgage

Document Number	0000000038
Date	Apr 1, 2022
Instrument	2022040100038

Lender

Name	COASTHILLS CU
Type	Credit Union
Address	SANTA MARIA, CA 93454

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Apr 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.12%
Max Rate At Change	5.12%
Index	5-Year CMT
Max Rate	8.12%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	225 GRAVES AVE, SACRAMENTO, CA 95838-4125
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 GRAVES AVE, SACRAMENTO, CA 95838-4125

Mortgage

Document Number	0000000039
Date	Apr 1, 2022
Instrument	2022040100039

Lender

Name	COASTHILLS CU
Type	Credit Union
Address	SANTA MARIA, CA 93454

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Mar 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 20, 2017
Property Address	225 GRAVES AVE, SACRAMENTO, CA 95838-4125
Document Number	1709201369
Instrument Date	Sep 14, 2017
Instrument	1709201369
Transaction Type	Transfer
Record Updated	Sep 27, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	225 GRAVES AVE SACRAMENTO CA 958384125, SACRAMENTO, CA 95838-4125

Mortgage

Document Number	1709201370
Date	Sep 20, 2017
Instrument	1709201370

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$290,140 (+2%) Land $58,026 Building $232,114
2025	$6,111.00 (+39.2%)	$284,452 (+4.04%) Land $56,889 Building $227,563
2024	$4,390.00 (+25.75%)
2023	$3,491.00 (+5.95%)	$273,408 Land $54,681 Building $218,727
2022	$3,295.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50

May also be available: GeoLinks, T-Mobile.

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