225 Gilbert Rd, Columbus, NC 28722 Property Records

Polk County property record for 225 Gilbert Rd, Columbus, NC 28722

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,820 sqft · built 2013
Lot Size	22.5 acres (980,536 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (May 2011)
Tax Bill	$3,348 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`P97-273`

Property Details

APN / Parcel Number

Primary APN	`P97-273`
Alternative APN	`38995`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	1,820 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Exterior Material	Other
Roof Material	Shingle
Lot Area	980,536 sqft (22.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	38995
Street Address	225 GILBERT RD
City	COLUMBUS
State	NC
Zip	28722-6492
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22.51 ACRES, 100D 100D COUNTY RURAL
Legal Subdivision	D COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	2
Census Block	2031
Census Tract	920103

Owner

Source: Polk County records · APN P97-273

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	225 GILBERT RD, COLUMBUS, NC 28722-6492
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Aug 18, 2017	Deed of Trust, Mortgage · Line of Credit ENTEGRA BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 20, 2011 · Amount on Record
Deed Sale	May 20, 2011 · Amount on Record
Deed Document Number	0003870225
Deed Book / Page	387 / 0225
Record Updated	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	225 GILBERT RD, COLUMBUS, NC 28722-6492
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00453/2261
Date	Nov 12, 2020
Book Page	453/2261

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2035

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	225 GILBERT RD, COLUMBUS, NC 28722-6492
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	428/797
Date	Aug 18, 2017
Book Page	428/797
Instrument	004658080006

Lender

Name	ENTEGRA BANK
Type	Bank
Address	FRANKLIN, NC 28734

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Sep 09, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,348.00 (-19.62%)	$630,091 (-3.46%) Land $97,165 Building $532,926	$864,203 (+32.4%) Land $331,277 Building $532,926
2023	$4,165.00	$652,697 Land $253,675 Building $399,022
2021			$652,697 Land $253,675 Building $399,022

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 8, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Skyrunner Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
Uniti Group DSL	200 / 20

Based on FCC filings for 12 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

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