225 Flat Mountain Estates Rd, Highlands, NC 28741 Property Records

Macon County property record for 225 Flat Mountain Estates Rd, Highlands, NC 28741

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,294 sqft · built 2018
Lot Size1.03 acres (44,867 sqft)
Owner2 Company Names on Record
Last Sale$60,000 (Oct 2017)
Tax Bill$3,046 (2026)
Deeds & MortgagesSep 2026 Sale
Jul 2018 Construction Loan
+ 3 more
Flood ZoneZone X (minimal risk)
APN7531817438

Property Details

APN / Parcel Number

Primary APN7531817438
Alternative APNs
  • 0500958
  • 148566

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories1 Story
Building Area2,294 sqft Heated Area
1st Floor Area1,344 sqft
Upper Floors Area950 sqft
Utility Area144 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleConventional
Exterior MaterialConcrete
Foundation TypeCrossed Walls
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area44,867 sqft (1.03 acres)
TerrainRolling
Garage TypeCarport
Garage Area624 sqft
CarportCarport
Carport Area624 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area504 sqft
Deck Area192 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number148566
Street Address225 FLAT MOUNTAIN ESTATES RD
CityHIGHLANDS
StateNC
Zip28741-8326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLOT 8C FLAT TOP MOUNTAIN
Legal SubdivisionFLAT TOP MOUNTAIN
Legal Lot Number8C
JurisdictionMACON NC
Township / Civil DivisionHIGHLANDS
Census Block Group2
Census Block2058
Census Tract970501

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1929 COVE DR, LARGO, FL 33774-1005
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 6, 2018Deed of Trust, Mortgage · Construction Mortgage
BRANCH BANKING AND TRUST CO
Dec 23, 2020Intrafamily Transfer, Transfer
May 23, 2019Intrafamily Transfer, Transfer
Oct 10, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 10, 2017 · Amount on Record
Deed SaleOct 10, 2017 · Amount on Record
Deed Document Number20176927
Deed Book / Page38 / 684
Last Transfer DateDec 8, 2020
Transfer Doc00M40/2148
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON NC
Recording DateSep 18, 2026
Property Address225 FLAT MOUNTAIN ESTATES RD, HIGHLANDS, NC 28741-8326
Document Number0000005983
Book / Page44 / 1986
Instrument DateSep 17, 2026
Instrument20265983
Transaction TypeTransfer
Record UpdatedSep 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1929 COVE DR, LARGO, FL 33774-1005

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON NC
Property Address225 FLAT MOUNTAIN ESTATES RD, HIGHLANDS, NC 28741
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberR38/0987
DateJul 6, 2018
Book PageR-38/0987
Instrument2018004590
Lender
NameBRANCH BANKING AND TRUST CO
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueAug 1, 2049

December 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACON NC
Recording DateDec 23, 2020
Property Address225 FLAT MOUNTAIN ESTATES RD, HIGHLANDS, NC 28741
Document NumberM40/2148
Book / PageM-40 / 2148
Map ReferenceCARD 9506
Instrument DateDec 8, 2020
Instrument2020010454
Transaction TypeTransfer
Record UpdatedOct 4, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1929 COVE DR, LARGO, FL 33774-1005

May 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACON NC
Recording DateMay 23, 2019
Property Address225 FLAT MOUNTAIN ESTATES RD, HIGHLANDS, NC 28741
Document NumberF39/0392
Book / PageF-39 / 0392
Map ReferenceCARD 9506
Instrument DateMay 23, 2019
Instrument2019003157
Transaction TypeTransfer
Record UpdatedOct 4, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1929 COVE DR, LARGO, FL 33774-1005

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON NC
Recording DateOct 10, 2017
Property Address225 FLAT MOUNTAIN ESTATES RD, HIGHLANDS, NC 28741
Document NumberF38/0684
Book / PageF-38 / 0684
Instrument DateOct 6, 2017
Instrument2017006927
Transaction TypeTransfer
Record UpdatedOct 4, 2021

Transaction

AmountAmount Recorded
Tax$120.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5 LEATHERBACK LN, 5, JEKYLL ISLAND, GA 31527-1076

Transferred To (Grantee/Buyer)

NameVerified Name
Address1929 COVE DR, LARGO, FL 33774-1005

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,046.00 (+3.43%)$977,400 (-) Land $118,720 Building $858,680$977,400 (-) Land $118,720 Building $858,680
2025$2,945.00 (+0.41%)$977,400 (-) Land $118,720 Building $858,680$977,400 (-) Land $118,720 Building $858,680
2023$2,933.00$977,400 Land $118,720 Building $858,680$977,400 Land $118,720 Building $858,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2020–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 70% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vyve Broadband
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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