225 Five Oaks Dr, Covington, GA 30014 Property Records

Newton County property record for 225 Five Oaks Dr, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,272 sqft · built 1998
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual Name on Record
Last Sale	$128,700 (Jul 2006)
Tax Bill	$2,677 (2025)
Deeds & Mortgages	May 2025 Mortgage Jan 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`0088A-00000-078-000`

Property Details

APN / Parcel Number

Primary APN	`0088A-00000-078-000`
Alternative APNs	`0088A 078` `30538`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,272 sqft Heated Area
1st Floor Area	1,272 sqft
Flooring	Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	48,787 sqft (1.12 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	30538
Old Parcel Number	0088A 078
Street Address	225 FIVE OAKS DR
City	COVINGTON
State	GA
Zip	30014-5717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 18 FIVE OAKS UN1 LL291
Legal Subdivision	FIVE OAKS & TWIN CHIMNEYS
Legal Lot Number	18
Legal Unit	1
Jurisdiction	NEWTON GA
Township / Civil Division	MANSFIELD
Census Block Group	2
Census Block	2026
Census Tract	100203

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	225 FIVE OAKS DR, COVINGTON, GA 30014-5717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2025	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Jan 22, 2018	Loan Modification, Mortgage · FHA Mortgage OCWEN LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2006 · Amount on Record
Deed Sale	Jul 10, 2006 · Amount on Record
Prior Sale	Feb 5, 2004 · Amount on Record
Deed Document Number	0002228440
Deed Book / Page	2228 / 440
Record Updated	Jun 8, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	225 FIVE OAKS DR, COVINGTON, GA 30014-5717
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 FIVE OAKS DR, COVINGTON, GA 30014-5717

Mortgage

Document Number	0047280000000510
Date	May 14, 2025
Book Page	0000004728/0000000510

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Jan 1, 2048

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEWTON GA
Property Address	225 FIVE OAKS DR, COVINGTON, GA 30014-5717
Document Number	0036630399
Book / Page	003663 / 000399
Instrument Date	Jan 22, 2018
Transaction Type	Mortgage
Record Updated	Feb 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 FIVE OAKS DR COVINGTON GA 300145717, COVINGTON, GA 30014-5717

Mortgage

Document Number	0036630399
Date	Feb 9, 2018
Book Page	003663/000399
Instrument	1606

Lender

Name	OCWEN LN SERVICING
Type	Funding / Finance Company
Address	WEST PALM BEACH, FL 33407

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2048

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,677.00 (+6.27%)	$105,480 (+8.34%) Land $12,000 Building $93,480	$263,700 (+8.34%) Land $30,000 Building $233,700
2024	$2,519.00 (+4.65%)	$97,360 (+0.87%) Land $12,000 Building $85,360	$243,400 (+0.87%) Land $30,000 Building $213,400
2023		$96,520 Land $9,000 Building $87,520	$241,300 Land $22,500 Building $218,800
2022	$2,407.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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