Polk County property record for 225 Fernery Rd, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,477 sqft · built 1965 |
| Lot Size | 0.367 acres (15,973 sqft) |
| Owner | Company Name on File |
| Last Sale | $180,000 (Jul 2026) |
| Tax Bill | $2,173 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-27-30-162000-021106 |
| Primary APN | 24-27-30-162000-021106 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,477 sqft Living Area |
| 1st Floor Area | 1,477 sqft |
| Flooring | Plywood |
| Interior Walls | Wood |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 15,973 sqft (0.367 acres) |
| Lot Dimensions | 220 ft deep x 80 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 242 sqft |
| Utility Building | 60 sqft |
| Cooling System | Central |
|---|
| Street Address | 225 FERNERY RD |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-3521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LAKE GIBSON HEIGHTS PB 6 PG 21 BLK B LOT 12 BEG SW COR OF SW1/4 OF SW1/4 RUN E 1008 FT TO C/L OF GIBSON DR N 01 DEG 23 MIN 45 SEC E ALONG C/L OF R/W 1330 FT E-ALONG N-LINE LOT 12 340 FT FOR POB RUN S 01 DEG 23 MIN 45 SEC W 220 FT TO S-LINE LOT 11 E 8 |
| Legal Range | 24E |
| Legal Township | 27S |
| Legal Section | 30 |
| Legal Subdivision | LAKE GIBSON HEIGHTS |
| Legal Tract | 162000 |
| Legal Block | B |
| Legal Lot Number | 12 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 12209 |
225 Fernery Rd is owned by a company that bought it in July 2026.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 304 E PINE ST, LAKELAND, FL 33801-4969 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2026 · Amount on File |
| Deed Sale | Jul 21, 2026 · Amount on File |
| Prior Sale | Dec 17, 2003 · Amount on File |
| Deed Document Number | 2026173304 |
| Deed Book / Page | 14083 / 33 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 21, 2026 |
| Property Address | 225 FERNERY RD, LAKELAND, FL 33809-3521 |
| Document Number | 0000173304 |
| Book / Page | 14083 / 33 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 2026173304 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2026 |
| Title Company | LAKELAND TITLE LLC, LAKELAND TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $127,260.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 304 E PINE ST, LAKELAND, FL 33801-4969 |
| Document Number | 0000173305, |
|---|---|
| Date | Jul 21, 2026 |
| Book Page | 14083/36 |
| Instrument | 2026173305 |
| Name | KIAVI FUNDING INC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 225 Fernery Rd was $2,173.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $100,153 (+3.09%) | $192,734 (+3.69%) Land $14,976 Building $177,758 | |
| 2025 | $2,173.00 | $97,147 | $185,876 Land $14,976 Building $170,900 |
| 2023 | $2,033.00 (+2.21%) | $193,178 (-1.97%) Land $14,560 Building $178,618 | $193,178 (-1.97%) Land $14,560 Building $178,618 |
| 2022 | $1,989.00 | $197,063 Land $12,064 Building $184,999 | $197,063 Land $12,064 Building $184,999 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 225 Fernery Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 225 Fernery Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier, Verizon.
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