225 Earl St, Saint Paul, MN 55106 Property Records

Ramsey County property record for 225 Earl St, Saint Paul, MN 55106

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 956 sqft · built 1886
Lot Size0.114 acres (4,966 sqft)
OwnerCompany Name on File
Last Sale$88,000 (Mar 2003)
Tax Bill$2,850 (2023)
Deeds & MortgagesSep 2022 Second Mortgage
Nov 2017 Sale
Flood ZoneZone X (minimal risk)
APN04-28-22-21-0028

Property Details

APN / Parcel Number

Primary APN04-28-22-21-0028

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area956 sqft Living Area
1st Floor Area805 sqft

Exterior

Year BuiltBuilt 1886
Effective Year BuiltEffective 1940
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area4,966 sqft (0.114 acres)
Lot Dimensions125 ft deep x 40 ft wide
Garage TypeDetached
Garage Area432 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address225 EARL ST
CitySAINT PAUL
StateMN
Zip55106-6723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeD
Legal DescriptionSUBURBAN HILLS N 4O FT OF S 8O FT OF LOT 1 BLK 26
Legal Range22
Legal Township28
Legal Section04
Legal Quarter2
Quarter-Quarter Section1
Legal SubdivisionSUBURBAN HILLS
Legal Block26
Legal Lot Number1
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group3
Census Block3015
Census Tract34500

Owner

225 Earl St is owned by a company that acquired it in September 2022.

Source: Ramsey County records, as of April 29, 2024

Owner of RecordCompany Name on File
Mailing Address1054 ASHLAND AVE, SAINT PAUL, MN 55104-7003
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2022Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage
TRUSTONE FINANCIAL CU
Nov 6, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 18, 2003 · Amount on File
Deed SaleMar 18, 2003 · Amount on File
Prior SaleNov 6, 2017
Deed Document Number0003600723
Last Transfer DateSep 8, 2022
Transfer Doc0A04962805
Record UpdatedJun 7, 2026

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRAMSEY MN
Recording DateSep 8, 2022
Property Address225 EARL ST, SAINT PAUL, MN 55106-6723
Document Number0A04962805
Instrument DateAug 17, 2022
InstrumentA04962805
Transaction TypeTransfer
Record UpdatedSep 19, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1428 SUMMIT AVE, SAINT PAUL, MN 55105-2239

Mortgage

Document Number0A04962771
DateSep 8, 2022
InstrumentA04962771
Lender
NameTRUSTONE FINANCIAL CU
TypeCredit Union
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term180 Months
DueSep 10, 2037

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRAMSEY MN
Recording DateNov 6, 2017
Property Address225 EARL ST, SAINT PAUL, MN 55106-6723
Document Number0004684754
Instrument DateNov 4, 2017
Instrument4684754
Transaction TypeTransfer
Record UpdatedDec 11, 2017

Transaction

AmountAmount on Record
Tax$1.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1054 ASHLAND AVE ST PAUL MN 551047003, ST PAUL, MN 55104-7003

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,850.00$152,400 Land $14,400 Building $138,000$152,400 Land $14,400 Building $138,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 225 Earl St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 225 Earl St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
GigFire
Fixed Wireless
150 / 130

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