Union County property record for 225 E Waller St, Morganfield, KY 42437
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 528 sqft |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $219,000 (Nov 2019) |
| Tax Bill | $2,252 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Nov 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M2-11-19 |
| Primary APN | M2-11-19 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 528 sqft Adjusted Area |
| Basement Area | 1,001 sqft |
| Unfinished Basement | 1,001 sqft |
| Exterior Material | Brick Veneer |
|---|---|
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 162 ft deep x 100 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 225 E WALLER ST |
|---|---|
| City | MORGANFIELD |
| State | KY |
| Zip | 42437-1749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 225 E WALLER ST |
| Legal Subdivision | SUBDIVISION OF MORGANFIELD |
| Legal Block | C |
| Jurisdiction | UNION KY |
| Township / Civil Division | MORGANFIELD |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 950201 |
Source: Union County records, as of November 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 225 E WALLER ST, MORGANFIELD, KY 42437-1749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIELD & MAIN BANK |
| Nov 8, 2019 | Deed, Transfer · Stand-Alone First Mortgage FILED&MAIN BANK INC |
| Nov 8, 2019 | Deed, Transfer · Stand-Alone First Mortgage FILED&MAIN BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2019 · Amount on Record |
| Deed Sale | Nov 8, 2019 · Amount on Record |
| Prior Sale | Nov 8, 2019 · Amount on Record |
| Deed Book / Page | 384 / 736 |
| Prior Transfer Date | Jan 11, 2008 |
| Prior Transfer Doc | 00330/0575 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION KY |
| Property Address | 225 E WALLER ST, MORGANFIELD, KY 42437-1749 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00M482/217 |
|---|---|
| Date | Dec 1, 2023 |
| Book Page | M482/217 |
| Name | FIELD & MAIN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION KY |
| Recording Date | Nov 8, 2019 |
| Property Address | 225 E WALLER ST, MORGANFIELD, KY 42437-1749 |
| Document Number | 000384/736 |
| Book / Page | 384 / 736 |
| Instrument Date | Nov 4, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000261902 |
|---|---|
| Date | Nov 8, 2019 |
| Instrument | 261902 |
| Name | FILED&MAIN BANK INC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 000384/736 |
|---|---|
| Date | Nov 8, 2019 |
| Book Page | 384/736 |
| Name | FILED&MAIN BANK INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION KY |
| Recording Date | Nov 8, 2019 |
| Property Address | 225 E WALLER ST, MORGANFIELD, KY 42437-1749 |
| Document Number | 000384/732 |
| Book / Page | 384 / 732 |
| Instrument Date | Sep 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1625 STATE ROUTE 10, MORRIS PLAINS, NJ 07950-2905 |
| Document Number | 000384/736 |
|---|---|
| Date | Nov 8, 2019 |
| Book Page | 384/736 |
| Name | FILED&MAIN BANK INC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Union County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Union County |
| Municipality | Morganfield City |
| Unified School District | Union County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,252.00 (-0.49%) | $219,000 (-) Land $16,500 Building $202,500 | $219,000 (-) Land $16,500 Building $202,500 |
| 2023 | $2,263.00 | $219,000 Land $16,500 Building $202,500 | $219,000 Land $16,500 Building $202,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1999–2005) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Nov 2005 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORGANFIELD WATER WORKS serves 5,170 people · EPA ID KY1130293 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures