Bay County property record for 225 E Sugar Sand Way, Mexico Beach, FL 32456
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,375 sqft · built 2023 |
| Lot Size | 0.202 acres (8,799 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $145,000 (May 2018) |
| Tax Bill | $17,704 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 04102-300-070 |
| Primary APN | 04102-300-070 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 3 Stories |
| Building Area | 3,375 sqft Living Area |
| Gross Area | 3,859 sqft |
| 1st Floor Area | 435 sqft |
| Flooring | Tile |
| Elevator | Elevator |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,799 sqft (0.202 acres) |
| Lot Dimensions | 110 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Pool Area | 165 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 225 E SUGAR SAND WAY |
|---|---|
| City | PORT SAINT JOE |
| State | FL |
| Zip | 32456-4288 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC02 |
| Legal Description | SUGAR SAND LOT 7 ORB 4004 P 35 |
| Legal Range | 12W |
| Legal Township | 06S |
| Legal Section | 16 |
| Legal Subdivision | SUGAR SAND |
| Legal Lot Number | 7 |
| Jurisdiction | BAY FL |
| Township / Civil Division | MEXICO BEACH |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 600 |
Source: Bay County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1881 WYNWOOD DR, ROCKY RIVER, OH 44116-2053 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2018 · Amount on Record |
| Deed Sale | May 1, 2018 · Amount on Record |
| Deed Document Number | 201825769 |
| Deed Book / Page | 4004 / 35 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 225 SUGAR SAND E, MEXICO BEACH, FL 32456 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1881 WYNWOOD DR, ROCKY RIVER, OH 44116-2053 |
| Document Number | 0043120610 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 4312/610 |
| Instrument | 2020069309 |
| Name | COMMUNITY SOUTH CU |
|---|---|
| Type | Credit Union |
| Address | CHIPLEY, FL 32428 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 30, 2021 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,704.00 (+6.01%) | $1,427,571 (+444.81%) Land $271,700 Building $1,155,871 | $1,427,571 (+444.81%) Land $271,700 Building $1,155,871 |
| 2024 | $16,700.00 (+571.22%) | ||
| 2023 | $2,488.00 (+58.07%) | $262,032 (+91.32%) Land $262,032 | $262,032 (+91.32%) Land $262,032 |
| 2022 | $1,574.00 | $136,960 Land $136,960 | $136,960 Land $136,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 378 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 693 units insured incl. 315 condo units |
| Nearby Flood Claims | 914 (1985–2024) |
| Claims Outside the SFHA | 547 of 914 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P31 “St. Andrew Complex” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 2023) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
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