225 E Sapphire Ln, Spokane, WA 99208 Property Records

Spokane County property record for 225 E Sapphire Ln, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,117 sqft · built 2020
Lot Size	0.342 acres (14,877 sqft)
Owner	2 Individual Names on File
Last Sale	$624,921 (Dec 2020)
Tax Bill	$7,918 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36055.4307`

Property Details

APN / Parcel Number

Primary APN	`36055.4307`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,117 sqft Living Area
Gross Area	3,974 sqft
1st Floor Area	1,587 sqft
Basement Area	1,587 sqft
Finished Basement	1,530 sqft
Unfinished Basement	57 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Contemporary
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,877 sqft (0.342 acres)
Garage Type	Attached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces
Deck Area	297 sqft
Patio Area	65 sqft
Canopy	362 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	225 E SAPPHIRE LN
City	SPOKANE
State	WA
Zip	99208-6774
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	WANDERMERE HEIGHTS PHASE 5: LOT 7 BLOCK 4 (AFN 6528144 - PTN OF W1/2 OF 5-26-43)
Legal Range	43
Legal Township	26
Legal Section	05
Legal Subdivision	WANDERMERE HEIGHTS PHASE 5
Legal Phase	5
Legal Block	4
Legal Lot Number	7
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3000
Census Tract	10506

Owner

225 E Sapphire Ln is owned and occupied by two individuals who bought it in December 2020.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	225 E SAPPHIRE LN, SPOKANE, WA 99208-6774
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
Dec 4, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUILD MORTGAGE CO
Apr 20, 2020	Warranty Deed, Construction Loan · Construction Mortgage STATE BANK NORTHWEST
Oct 31, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2020 · Amount on File
Deed Sale	Dec 4, 2020 · Amount on File
Prior Sale	Apr 20, 2020 · Amount on File
Deed Document Number	20207004178
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	225 E SAPPHIRE LN, SPOKANE, WA 99208-6774
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007217138
Date	Jun 21, 2022
Instrument	7217138

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jul 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 4, 2020
Property Address	225 E SAPPHIRE LN, SPOKANE, WA 99208-6774
Document Number	0007004178
Map Reference	VOL 38 PG 78&79
Instrument Date	Dec 2, 2020
Instrument	7004178
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,228.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 E SAPPHIRE LN, SPOKANE, WA 99208-6774

Mortgage

Document Number	0007004179
Date	Dec 4, 2020
Instrument	7004179

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

April 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 20, 2020
Property Address	225 E SAPPHIRE LN, SPOKANE, WA 99208-6774
Document Number	0006912204
Map Reference	VOL 38 PG 78&79
Instrument Date	Apr 16, 2020
Instrument	6912204
Transaction Type	Construction Loan
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$1,205.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 W ROSEWOOD AVE, SPOKANE, WA 99208-4142
Investor	Possibly a Property Investor

Mortgage

Document Number	0006912205
Date	Apr 20, 2020
Instrument	6912205

Lender

Name	STATE BANK NORTHWEST
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 31, 2017
Property Address	225 E SAPPHIRE LN, SPOKANE, WA 99208-6774
Document Number	0006655421
Instrument Date	Oct 27, 2017
Instrument	6655421
Transaction Type	Transfer
Record Updated	Feb 5, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$2,230.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13528 N MAYFAIR LN SPOKANE WA 992086013, SPOKANE, WA 99208-6013

Tax Assessment & Valuation

The 2026 property tax bill for 225 E Sapphire Ln was $7,918, down 2.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,918.00 (-2.64%)	$731,690 Land $214,990 Building $516,700	$731,690 Land $214,990 Building $516,700
2025	$8,133.00
2024		$772,010 (+23.94%) Land $181,910 Building $590,100	$772,010 (+23.94%) Land $181,910 Building $590,100
2023	$7,121.00 (+0.62%)	$622,900 Land $132,300 Building $490,600	$622,900 Land $132,300 Building $490,600
2022	$7,077.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 225 E Sapphire Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 E Sapphire Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom, Verizon.

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