225 E Railroad St, Sheffield, IL 61361 Property Records

Bureau County property record for 225 E Railroad St, Sheffield, IL 61361

Property Summary

Property Type	Single Family Home
Details	built 1981
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$43,000 (Mar 2005)
Tax Bill	$2,119 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-19-183-003`

Property Details

APN / Parcel Number

Primary APN	`14-19-183-003`
Alternative APN	`720`

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	150 ft deep x 128 ft wide

Location & Zoning

Account Number	1419183003
Street Address	225 E RAILROAD ST
City	SHEFFIELD
State	IL
Zip	61361-9274
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHEFFIELD L 2-3 BLK 7 (128X150) D 22-4529
Legal Range	07
Legal Township	16
Legal Section	19
Legal Subdivision	SHEFFIELD
Legal Block	7
Legal Lot Number	2-3
Jurisdiction	BUREAU IL
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2012
Census Tract	965600

Owner

Source: Bureau County records, as of May 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	225 E RAILROAD ST, SHEFFIELD, IL 61361-9274
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage MISSISSIPPI VALLEY CREDIT UNION
Jan 6, 2023	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK ILLINOIS
Dec 7, 2022	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK ILLINOIS
Oct 7, 2022	Sheriff's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2005 · Amount on Record
Deed Sale	Mar 21, 2005 · Amount on Record
Deed Document Number	20051514
Deed Book / Page	1203 / 192
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Recording Date	Apr 16, 2026
Property Address	225 E RAILROAD ST, SHEFFIELD, IL 61361-9274
Document Number	2026R01295
Instrument Date	Apr 9, 2026
Instrument	20261295
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 E RAILROAD ST, SHEFFIELD, IL 61361-9274

Mortgage

Document Number	0000001295,
Date	Apr 16, 2026
Instrument	20261295

Lender

Name	MISSISSIPPI VALLEY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.63%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	225 E RAILROAD ST, SHEFFIELD, IL 61361-9274
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R00062
Date	Jan 6, 2023
Instrument	2023R00062

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 31, 2032

Interest

Rate Type	Fixed Rate

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Dec 7, 2022
Property Address	225 E RAILROAD ST, SHEFFIELD, IL 61361-9274
Document Number	2022R04529
Map Reference	DOC 1568
Instrument Date	Dec 7, 2022
Instrument	2022R04529
Transaction Type	Transfer
Record Updated	Dec 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	225 E RAILROAD ST, SHEFFIELD, IL 61361-9274

Mortgage

Document Number	2022R04530
Date	Dec 7, 2022
Instrument	2022R04530

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.75%

October 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BUREAU IL
Recording Date	Oct 7, 2022
Property Address	225 E RAILROAD ST, SHEFFIELD, IL 61361-9274
Document Number	2022R03797
Instrument Date	Sep 30, 2022
Instrument	2022R03797
Transaction Type	Foreclosure
Record Updated	Oct 26, 2022

Transaction

Amount	Amount Recorded
Tax	$72.75
Amount Accuracy	Rounded by County
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 WASHINGTON SQ, WASHINGTON, IL 61571-2658

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Concord Township
Municipality	Sheffield Village
Unified School District	Bureau Valley Community Unit School District 340 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,119.00 (+58.02%)	$30,179 (+14.18%) Land $3,406 Building $26,773	$90,537 (+14.18%) Land $10,218 Building $80,319
2023		$26,430 Land $2,983 Building $23,447	$79,290 Land $8,949 Building $70,341
2022	$1,341.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHEFFIELD serves 821 people · EPA ID IL0110950
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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