225 E Pierce St, Pontiac, IL 61764 Property Records

Livingston County property record for 225 E Pierce St, Pontiac, IL 61764

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,580 sqft · built 1918
Lot Size	0.145 acres (6,338 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,562 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-15-22-237-008`

Property Details

APN / Parcel Number

Primary APN	`15-15-22-237-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,580 sqft Living Area
Basement Area	607 sqft
Unfinished Basement	607 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	6,338 sqft (0.145 acres)
Lot Dimensions	126 ft deep x 50.3 ft wide
Garage Type	Attached
Garage Area	244 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	225 E PIERCE ST
City	PONTIAC
State	IL
Zip	61764-1336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15 22 237 008 LOT 50.3 X 126 LOT 2 BLK 9 HUMISTONS ADD
Legal Subdivision	HUMISTONS ADD
Legal Block	9
Legal Lot Number	2,50
Jurisdiction	LIVINGSTON IL
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2019
Census Tract	960600

Owner

225 E Pierce St is owned and occupied by two individuals.

Source: Livingston County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	306 S JEFFERSON ST, FLANAGAN, IL 61740-9066
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Jan 12, 2026
Property Address	225 E PIERCE ST, PONTIAC, IL 61764-1336
Document Number	2026R00115
Instrument Date	Jan 6, 2026
Instrument	2026R-00115
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	306 S JEFFERSON ST, FLANAGAN, IL 61740-9066

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 E PIERCE ST, PONTIAC, IL 61764-1336

Mortgage

Document Number	2026R00116
Date	Jan 12, 2026
Instrument	2026R-00116

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.5%

Tax Assessment & Valuation

The 2025 property tax bill for 225 E Pierce St was $1,562 with exemptions applied, down 16.8% from the year before.

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Pontiac Township
Municipality	Pontiac City
Elementary School District	Pontiac Community Consolidated School District 429 (PK - 08)
Secondary School District	Pontiac Township High School District 90 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,562.00 (-16.83%)	$37,875 (+13.7%) Land $4,410 Building $33,465	$113,625 (+13.7%) Land $13,230 Building $100,395
2024	$1,878.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$33,312 Land $3,879 Building $29,433	$99,936 Land $11,637 Building $88,299

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 225 E Pierce St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 225 E Pierce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-PONTIAC private · serves 11,864 people · EPA ID IL1055030
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb
Copper	1.36 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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