Botetourt County property record for 225 E Murray St, Fincastle, VA 24090
| Property Type | Apartment House (2-4 Units) |
|---|---|
| Lot Size | 1.14 acres (49,920 sqft) |
| Owner | Company Name on Record |
| Last Sale | $755,000 (Oct 2021) |
| Tax Bill | $3,878 (2025) |
| Deeds & Mortgages | Jan 2019 Mortgage Jul 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 73A(1)175 |
| Primary APN | 73A(1)175 |
|---|---|
| Alternative APN |
|
| Units | 14 Units |
|---|
| Architectural Style | Multi-Family |
|---|---|
| Lot Area | 49,920 sqft (1.14 acres) |
| Terrain | Rolling |
| Sewer | Connected |
|---|
| Account Number | 24168 |
|---|---|
| Street Address | 225 E MURRAY ST |
| City | FINCASTLE |
| State | VA |
| Zip | 24090-3320 |
| Property Category | Commercial |
| Property Type | Residential > Multi-Unit > Apartment House (2-4 Units) |
| Local Zoning Code | T |
| Legal Description | TOWN OF FINCASTLLOT 108-109 |
| Legal Lot Number | 108-109 |
| Jurisdiction | BOTETOURT VA |
| Township / Civil Division | FINCASTLE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 40301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Fincastle Historic District listed 1969 · 9 contributing resources · NRIS 69000224 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Botetourt County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6108 MORNING GLORY DR, ROANOKE, VA 24012-6980 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 23, 2019 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF BOTETOURT |
| Jul 8, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance VALLEYSTAR CREDIT UNION |
| Oct 15, 2021 | Warranty Deed, Transfer · Line of Credit VALLEYSTAR CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2021 · Amount on Record |
| Deed Sale | Oct 15, 2021 · Amount on Record |
| Deed Document Number | 20215452 |
| Prior Transfer Date | Nov 4, 2015 |
| Prior Transfer Doc | 0000004516 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOTETOURT VA |
| Property Address | 225 E MURRAY ST, FINCASTLE, VA 24090-3320 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2022 |
| Title Company | COLONIAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0190000273 |
|---|---|
| Date | Jan 23, 2019 |
| Instrument | 190000273 |
| Name | BANK OF BOTETOURT |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOTETOURT VA |
| Property Address | 225 E MURRAY ST, FINCASTLE, VA 24090-3320 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2022 |
| Title Company | COLONIAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0220002687 |
|---|---|
| Date | Jul 8, 2022 |
| Instrument | 220002687 |
| Name | VALLEYSTAR CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOTETOURT VA |
| Recording Date | Oct 15, 2021 |
| Property Address | 225 E MURRAY ST, FINCASTLE, VA 24090-3320 |
| Document Number | 0210005452 |
| Instrument Date | Sep 15, 2021 |
| Instrument | 210005452 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2022 |
| Title Company | COLONIAL TITLE&STLMNT AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6108 MORNING GLORY DR, ROANOKE, VA 24012-6980 |
| Document Number | 0210005453 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 210005453 |
| Name | VALLEYSTAR CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Botetourt County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Botetourt County |
| Municipality | Fincastle Town |
| Unified School District | Botetourt County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $554,100 (-) Land $60,000 Building $494,100 | $554,100 (-) Land $60,000 Building $494,100 | |
| 2025 | $3,878.00 | $554,100 (+1.84%) Land $60,000 Building $494,100 | $554,100 (+1.84%) Land $60,000 Building $494,100 |
| 2024 | $3,878.00 (-9.77%) | ||
| 2023 | $544,100 (-) Land $50,000 Building $494,100 | $544,100 (-) Land $50,000 Building $494,100 | |
| 2022 | $4,298.00 | $544,100 Land $50,000 Building $494,100 | $544,100 Land $50,000 Building $494,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 56% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTILLANE private · serves 162 people · EPA ID VA2023555 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | WESTERN VIRGINIA WATER AUTHORITY |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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