225 E Main St, Hamburg, NY 14075 Property Records

Erie County and Hamburg Town property record for 225 E Main St, Hamburg, NY 14075

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,440 sqft · built 1850
Lot Size0.175 acres (7,600 sqft)
OwnerIndividual Name on File
Tax Bill$5,707 (2026)
Deeds & MortgagesNov 2022 Line of Credit
Jun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN201-0451000

Property Details

APN / Parcel Number

Primary APN201-0451000
Alternative APNs
  • 48031961000006022000
  • 144803 196.10-6-22

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,440 sqft Living Area
1st Floor Area960 sqft
2nd Floor Area480 sqft

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area7,600 sqft (0.175 acres)
Lot Dimensions200 ft deep x 38 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number201-0451000
Street Address225 E MAIN ST
CityHAMBURG
StateNY
Zip14075-5260
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionTHE HOLLAND LAND COMPANYS SURVEY
Legal Block6
Legal Lot Number22.000
JurisdictionERIE NY
Township / Civil DivisionHAMBURG
Census Block Group3
Census Block3011
Census Tract13300

Owner

225 E Main St is owned and occupied by an individual.

Source: Erie County and Hamburg Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address225 E MAIN ST, HAMBURG, NY 14075-5260
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Jun 27, 2018Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BK NA

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address225 E MAIN ST, HAMBURG, NY 14075-5260
Transaction TypeMortgage
Record UpdatedFeb 28, 2023
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 E MAIN ST, HAMBURG, NY 14075-5260

Mortgage

Document Number0140753706
DateNov 23, 2022
Book Page14075/3706
Instrument2022220350
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueOct 23, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address225 E MAIN ST, HAMBURG, NY 14075-5260
Document Number0138613526
Instrument DateJun 27, 2018
Transaction TypeMortgage
Record UpdatedJul 30, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 E MAIN ST HAMBURG NY 140755260, HAMBURG, NY 14075-5260

Mortgage

Document Number0138613526
DateJul 3, 2018
Book Page013861/003526
Lender
NameCITIZENS BK NA
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 2, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 225 E Main St was $5,707 with a homeowner's exemption, up 37.4% from the year before.

Source: Erie County and Hamburg Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionHamburg Town
MunicipalityHamburg Village
Unified School DistrictHamburg Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,707.00 (+37.35%) Homeowner's exemption
2025$4,155.00 (-23.57%)$61,000 (-) Land $5,700 Building $55,300$210,300 (+5.15%) Land $19,651 Building $190,649
2024$5,436.00 Homeowner's exemption$61,000 (-) Land $5,700 Building $55,300$200,000 (+4.92%) Land $18,689 Building $181,311
2023Homeowner's exemption$61,000 Land $5,700 Building $55,300$190,625 Land $17,812 Building $172,813

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 225 E Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimSep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA HAMBURG (V)
serves 9,744 people · EPA ID NY1400515
Water SourcePurchased surface water from ECWA DIRECT
Last State InspectionNov 2025
Lead10 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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