Lincoln County property record for 225 E Kootenai Ave, Troy, MT 59935
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1,632 sqft · built 1940 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,982 (2026) |
| Deeds & Mortgages | Apr 2024 Line of Credit Apr 2022 Construction Loan |
| APN | R564573 |
| Primary APN | R564573 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,632 sqft Total Area |
| 1st Floor Area | 1,632 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 5,009 sqft (0.115 acres) |
| Porch | Slab |
| Porch Area | 108 sqft |
| Cooling System | None |
|---|---|
| Heating System | Space Heater |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000004110 |
|---|---|
| Street Address | 225 E KOOTENAI AVE |
| City | TROY |
| State | MT |
| Zip | 59935 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | WEST TROY ORIG TWNST, S12, T31 N, R34 W, BLOCK 2, SW PART LOTS 33 THRU 36 |
| Legal Range | 34W |
| Legal Township | 31N |
| Legal Section | 12 |
| Legal Subdivision | WEST TROY ORIG TWNST |
| Legal Block | 2 |
| Legal Lot Number | 33-36 |
| Jurisdiction | LINCOLN MT |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 500 |
225 E Kootenai Ave, a commercial property, is owned by a company that acquired it in April 2022.
Source: Lincoln County records, as of September 9, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 260, TROY, MT 59935-0260 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 16, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST MONTANA BANK INC |
| Apr 12, 2022 | Quit Claim Deed, Transfer · Construction Mortgage FIRST MONTANA BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 7, 2022 |
| Transfer Doc | 000396/320 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Property Address | 225 E KOOTENAI AVE, TROY, MT 59935-7501 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2024 |
| Title Company | NOT AVAILABLE, FLYING S T&E LIBBY |
| Name | Verified Name |
|---|---|
| Address | 225 E KOOTENAI AVE, TROY, MT 59935 |
| Document Number | 000405/441 |
|---|---|
| Date | Apr 16, 2024 |
| Book Page | 405/441 |
| Instrument | 310175 |
| Name | FIRST MONTANA BANK INC |
|---|---|
| Type | Bank |
| Address | LIBBY, MT 59923 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Apr 12, 2022 |
| Property Address | 225 E KOOTENAI AVE, TROY, MT 59935-7501 |
| Document Number | 000396/320 |
| Book / Page | 396 / 320 |
| Instrument Date | Apr 7, 2022 |
| Instrument | 300160 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Title Company | FIRST AMERICAN TITLE - LIBBY, FIRST AMERICAN TITLE LIBBY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 260, TROY, MT 59935-0260 |
| Document Number | 0000300161 |
|---|---|
| Date | Apr 12, 2022 |
| Instrument | 300161 |
| Name | FIRST MONTANA BANK INC |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 225 E Kootenai Ave was $1,982, up 15.4% from the year before.
Source: Lincoln County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lincoln County |
| Municipality | Troy City |
| Elementary School District | Troy Elementary School District (PK - 08) |
| Secondary School District | Troy High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,982.00 (+15.37%) | $200,800 (-) | |
| 2025 | $1,718.00 | $200,800 | $200,800 Land $54,500 Building $146,300 |
| 2023 | $1,581.00 | $104,600 | $104,600 Land $35,500 Building $69,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 225 E Kootenai Ave; there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 2 (1997) |
| Most Recent Claim | May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 225 E Kootenai Ave is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 83% of Montana |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TROY serves 2,100 people · EPA ID MT0000348 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Western Montana CommunityTel Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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