225 E Cottage Ave, Dayton, OH 45449 Property Records

Montgomery County property record for 225 E Cottage Ave, Dayton, OH 45449

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,358 sqft · built 1926
Lot Size0.141 acres (6,151 sqft)
OwnerIndividual Name on Record
Tax Bill$2,896 (2024)
Flood ZoneZone X (reduced by levee)
APNK48 00103 0014

Property Details

APN / Parcel Number

Primary APNK48 00103 0014

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,358 sqft Living Area
1st Floor Area988 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area6,151 sqft (0.141 acres)
Lot Dimensions150 ft deep x 41 ft wide
Garage TypeDetached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area180 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address225 E COTTAGE AVE
CityDAYTON
StateOH
Zip45449-1458
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description314
Legal SubdivisionCITY/WEST CARROLLTON REV
Legal Lot Number14
JurisdictionMONTGOMERY OH
Township / Civil DivisionWEST CARROLLTON
Census Block Group1
Census Block1042
Census Tract50301

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address225 E COTTAGE AVE, WEST CARROLLTON, OH 45449-1458
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 1995
Deed SaleJun 16, 1995
Deed Document Number0011194
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
MunicipalityWest Carrollton City
Unified School DistrictWest Carrollton City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$39,610 (-) Land $6,250 Building $33,360
2024$2,896.00 (+8.38%)
2023$2,672.00 (+10.14%)$39,610 (+41.87%) Land $6,250 Building $33,360$113,170 (+41.89%) Land $17,860 Building $95,310
2022$2,426.00$27,920 Land $4,400 Building $23,520
2020$79,760 Land $12,570 Building $67,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims4 (1979–2005)
Most Recent ClaimJan 2005 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST CARROLLTON CITY PWS
serves 8,361 people · EPA ID OH5702812
Water SourceGroundwater
Last State InspectionJan 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Frontier.

Nearby Properties on E Cottage Ave

Nearby Streets

Search Property Records by Address or Parcel Number